This home is in Jacksonville.

1 / 99

Active Under Contract

Active Under Contract·54 days on market

2523 Belfort Road

Jacksonville, FL 32216

$549,000$221/sqftEst. $2,791/moMLS# 2147120

Beds

Baths

2,489

Sq Ft

1946

Built

Garage

Pool

About this home

Jacksonville

Discover a rare opportunity in the heart of Jacksonville at 2523 Belfort Rd -- a gated property where modern updates meet unmatched space, privacy, and convenience. Situated on an expansive 2.15-acre lot, this property offers a level of flexibility and seclusion that is nearly impossible to find in such a central location. Just minutes from Beach Blvd, JTB, and I-95, this home provides quick access to Jacksonville's beaches, downtown, shopping, dining, and major employers while still offering the freedom and room to spread out. Inside, the home has been thoughtfully updated with major modern improvements, including a newer roof, updated AC system, stylish lighting, renovated bathrooms, and an upgraded kitchen designed for both everyday living and entertaining. Outside is where this property truly stands apart. The gated entry opens to sprawling acreage with multiple exterior storage structures featuring both 110 and 220 electrical connections, providing incredible versatility

Cost to own

Mortgage calculator

Home Price

$549,000

Down Payment: 20%

$109,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,791

Principal & Interest: $2,791

Est. Taxes & Insurance: $698

Estimated Total Monthly

$3,488

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,791

Property taxesest. at asking price, Duval County$896

Estimated total, before insurance$3,687/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$468,704	$468,704	—
2024	$430,228	$49,917	▲ $8,685
2023	$413,055	$47,007	—
2022	$403,655	$44,182	—
2021	$302,882	$41,439	—
2020	$297,159	$40,177	—

2025 property taxes (current owner): $8,729/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1946)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History