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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 16, 2026·124 days on market·Recent sales in Jacksonville

3452 Killarney Drive

Jacksonville, FL 32216

$206,000sold priceListed at $349,000 · 59% of asking$88/sqftMLS# 2134181
3
Beds
2.5
Baths
2,342
Sq Ft
1957
Built
1
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence3 stories

About this home

Jacksonville

Welcome to this hidden gem in Jacksonville's desirable Southside area, where character and functionality come together in a truly unique tri-level design - a rare find in the Jacksonville market. Ideally located just minutes from the beaches, shopping, and dining, this thoughtfully designed home offers both space and separation, making everyday living comfortable and versatile. The distinctive tri-level layout creates natural privacy between living areas while still maintaining an open, connected feel throughout the home. The main level serves as the heart of the home, featuring a kitchen, living room, and dining area that flow together seamlessly-perfect for entertaining guests or enjoying everyday moments at home. Upstairs, you'll find three spacious bedrooms and two full bathrooms, offering a quiet retreat from the main living spaces.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,141
Property taxesest. at asking price, Duval County$336
Estimated total, before insurance$1,477/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,565/yr · $297/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$206,000
$41,200
Loan Term
Monthly Payment
$1,141
Principal & Interest: $1,141
Property taxes (est.): $336
Insurance (est.): $137
Estimated Total Monthly
$1,615
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~992 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$246,226$170,115—
2024$246,794$163,290—
2023$254,949$149,768▲ $14,872
2022$232,681$137,305—
2021$177,795$125,809▲ $1,354
2020$172,208$121,817▲ $4,365

2025 property taxes (current owner): $3,565/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$349,000
  • Jul 13, 2026Pending$349,000
  • Jul 10, 2026Active$349,000
  • Mar 10, 2026Listed$349,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8622 St Patrick Lane, Jacksonville, FL 32216Listed by RE/MAX SIGNATUREJul 2026$361,000$1544/32,34250.1
2523 Belfort Road, Jacksonville, FL 32216Listed by VREELAND REAL ESTATE LLCJul 2026$550,000$2213/22,48990.4
3013 Newell Boulevard, Jacksonville, FL 32216Listed by AMERICAN REAL ESTATE SOLUTIONS LLCSep 2026$194,000$935/2.52,094110.6
8630 Synhoff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$390,000$2093/21,865270.6
8845 Atter Lane, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$325,000$1913/31,6981430.6
3237 Barkley Road, Jacksonville, FL 32246Listed by REAL BROKER LLCAug 2026$229,000$1172/1.51,95590.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,000
Price / Sq Ft$149
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,342
Acres0.24 acres
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address3452 Killarney Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionKillarney Shores
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size10,454.4 sq ft
Parcel Number1409670000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Split Bedrooms
AppliancesElectric Range, Microwave
HeatingElectric
CoolingCentral Air
# of Stories3
LevelsMulti/Split, Three Or More

Exterior

ConstructionConcrete

Additional Information

Date ListedMarch 10, 2026
Days on Market124
Tax Amount$3,565.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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