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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

8630 Synhoff Drive

Jacksonville, FL 32216

$395,000$212/sqftEst. $2,014/moMLS# 2157874
3
Beds
2
Baths
1,865
Sq Ft
1995
Built
2
Garage
No
Pool

About this home

Jacksonville

Country Charm meets City Convenience. If you've been searching for property with room to breathe, space for all your toys, No HOA and close to shopping, dining, entertainment & accessible commuter routes... This is it. Nearly half an acre in the heart of Jacksonville. The expansive front porch welcomes you inside to an open-concept layout where the kitchen & breakfast bar overlooks your dining and living space with a cozy brick fireplace serving as the centerpiece of it all. The spacious primary suite is privately situated at the rear of the home with a well-appointed, custom walk-in closet. Hardwood flooring extends through much of the home, complimented by tile in select areas. The sunroom provides extra living space filled with natural light and opens out to the property's greatest feature - a huge backyard. The firepit area and patio are perfect for outdoor gatherings while there's still room for a pool, workshop, outdoor kitchen, expanded garden and more. Schedule your tour today.

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,014
Principal & Interest: $2,014
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$2,922
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,014
Property taxesest. at asking price, Duval County$645
Estimated total, before insurance$2,659/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,781/yr · $315/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,781/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 30, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$395,000
Price / Sq Ft$212
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,865
Acres0.41 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHogan-Spring Glen
MiddleSouthside
HighEnglewood

Community Information

Address8630 Synhoff Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionFairmont
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size17,859.6 sq ft
Parcel Number1545490000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingElectric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySecurity System Owned

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 31, 2026
Days on Market0
Tax Amount$3,781.31
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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8/8/2026

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