Skip to main content

This home is in Jacksonville.

Photo 1 / 29
Active

Active·Listed today

1524 Kingswood Road

Jacksonville, FL 32207

$495,000$296/sqftEst. $2,635/moMLS# 2153494
3
Beds
2
Baths
1,673
Sq Ft
1938
Built
2
Garage
No
Pool

About this home

Jacksonville

Charming 1938 bungalow just minutes from the heart of San Marco Square! This beautifully maintained home blends timeless character with thoughtful updates while preserving the original floor plan that makes historic homes so desirable. Original hardwood floors are in excellent condition, and the working wood-burning fireplace creates a warm, inviting living space. The updated kitchen offers modern convenience without sacrificing charm, while the renovated primary bathroom provides a fresh, comfortable retreat. Additional features include a reverse osmosis water filtration and water softener system. Step outside to a spacious covered deck, wired for electricity and a TV, making it the perfect space for entertaining, game days, or relaxing outdoors year-round. If you've been searching for a home with authentic character, tasteful updates, and an unbeatable location close to dining, shopping, and downtown Jacksonville, this is the one!

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,516
Principal & Interest: $2,516
Est. Taxes & Insurance: $629
Estimated Total Monthly
$3,145
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,635
Property taxesest. at asking price, Duval County$808
Estimated total, before insurance$3,443/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $475,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$435,226$361,144 $35,707
2024$400,259$350,259 $160
2023$393,098$343,098 $9,920
2022$365,090$239,180
2021$280,758$230,758
2020$259,760$142,659

2025 property taxes (current owner): $6,954/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1938)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,501 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 16, 2026Active$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,000
Price / Sq Ft$296
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,673
Acres0.21 acres
Year Built1938
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue

Community Information

Address1524 Kingswood Road, Jacksonville, FL 32207
Area011-San Marco
SubdivisionBrookwood Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size9,147.6 sq ft
Lot Dimensions65 x 140
Parcel Number0825400000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Water Heater, Refrigerator, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Separate Meters
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionHistoric Area, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market0
Tax Amount$6,954.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

7/18/2026

1:00 pm - 4:00 pm

Contact Krista Fracke