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This home is in Sweetwater, Jacksonville.

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Active Under Contract

Active Under Contract·61 days on market·Sweetwater

9244 Rosewater Lane

Jacksonville, FL 32256

$579,000$235/sqftEst. $3,082/moMLS# 2145706
3
Beds
2
Baths
2,464
Sq Ft
2007
Built
2
Garage
No
Pool

About this home

Sweetwater

Wake up to peaceful preserve views and enjoy the lifestyle you've been waiting for in this professionally designed, extremely well maintained 3-bedroom, 2.5-bath home with 2,464 square feet of thoughtfully designed living space. Tucked away on a quiet street in the highly sought-after 55+ gated community of Sweetwater by Del Webb, this home blends comfort, space, and resort-style living. From the moment you step inside, you'll be impressed by soaring 20+ foot ceilings, abundant natural light, and an open-concept layout designed for both relaxing and entertaining. Sip your morning coffee in the sunroom, host friends on the glassed sun porch overlooking professionally designed brick pavers and tranquil preserve views with a black aluminum fenced backyard with professional landscaping. A versatile flex room near the entry creates the perfect space for a home office, library, hobby room, or cozy sitting area. The kitchen offers granite countertops, quality cabinetry, and a bar top that...

Cost to own

Mortgage calculator

$579,000
$115,800
Loan Term
Monthly Payment
$2,943
Principal & Interest: $2,943
Est. Taxes & Insurance: $736
Estimated Total Monthly
$3,679
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,082
Property taxesest. at asking price, Duval County$945
HOAbilled monthly$275
Estimated total, before insurance$4,302/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $545,000 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$490,540$321,500 $10,000
2024$481,855$481,855
2023$466,368$230,061
2022$419,318$221,904
2021$343,084$213,985
2020$333,494$210,341

2025 property taxes (current owner): $6,233/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 16, 2026Listed$579,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$579,000
Price / Sq Ft$235
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,464
Acres0.14 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address9244 Rosewater Lane, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,098.4 sq ft
Parcel Number1677572590

Amenities

AmenitiesPool, Clubhouse, Management- On Site, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Glass Enclosed, Patio, Screened
FencingBack Yard
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 16, 2026
Days on Market24
HOA Fees$275 / Monthly
HOA FrequencyMonthly
Tax Amount$6,232.95
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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