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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·73 days on market·Recent sales in Jacksonville

4318 Kingsbury Street

Jacksonville, FL 32205

$222,000sold priceListed at $249,000 · 89.2% of asking$261/sqftMLS# 2145509
3
Beds
1
Baths
850
Sq Ft
1947
Built
1
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 4318 Kingsbury Street - where modern updates meet one of Jacksonville's most desirable historic neighborhoods. This 3-bedroom, 1-bath home has been completely remodeled and is truly turnkey, offering buyers the rare combination of location and long-term peace of mind. Major upgrades include new HVAC (2025), new water heater (2025), roof (2018), full re-plumb and rewire, giving confidence that the big-ticket items are already handled. Inside, you'll find all new flooring, fresh paint throughout, and a beautifully updated kitchen featuring new cabinetry, new appliances, and an oversized island that anchors the living space -- perfect for entertaining or everyday living. Every detail has been thoughtfully updated so you can simply move in and enjoy. Outside, a detached one-car garage adds flexibility for parking, storage, or workspace. Situated just minutes from the restaurants, coffee shops, parks, and local charm that make Murray Hill so popular, this home offers walkable

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,230
Property taxesest. at asking price, Duval County$362
Estimated total, before insurance$1,592/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,377/yr · $198/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$222,000
$44,400
Loan Term
Monthly Payment
$1,230
Principal & Interest: $1,230
Property taxes (est.): $363
Insurance (est.): $148
Estimated Total Monthly
$1,740
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$137,832$100,778—
2024$135,720$91,617▲ $7,212
2023$131,439$83,289▲ $13,392
2022$115,148$75,834—
2021$103,592$68,940—
2020$80,088$62,673—

2025 property taxes (current owner): $2,377/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$249,000
  • Jul 27, 2026Pending$249,000
  • May 15, 2026Listed$249,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1217 Plymouth Place, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$145,000$1642/188630.2
4022 Antisdale Street, Jacksonville, FL 32205Listed by JPAR CITY AND BEACHAug 2026$315,000$2883/11,095880.3
4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$275,000$2683/11,02570.4
4743 Kingsbury Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYAug 2026$148,000$1443/11,0281080.4
1173 Wycoff Avenue, Jacksonville, FL 32205Listed by SUPREME PATH BROKERAGE LLCAug 2026$180,400$2192/182570.4
4759 Post Street, Jacksonville, FL 32205Listed by MOMENTUM REALTYOct 2026$259,900$2482/11,050570.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,000
Price / Sq Ft$293
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage850
Acres0.18 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4318 Kingsbury Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size7,840.8 sq ft
Parcel Number0654460000

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

RoofShingle

Additional Information

Date ListedMay 15, 2026
Days on Market73
Tax Amount$2,376.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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