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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·3 days on market

5260 Collins 502

Jacksonville, FL 32244

$175,000$110/sqftEst. $969/moMLS# 2168191
3
Beds
2.5
Baths
1,596
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $260/mo436 sqft lotCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this spacious two-story condo offering a bright, open layout and plenty of room to make your own. The main level features a generous living and dining area with neutral finishes, arched architectural details, and sliding glass doors that open to a private patio area. The kitchen overlooks the main living space and offers ample cabinetry, generous counter space, and a convenient breakfast bar, making everyday living and entertaining easy. Upstairs, the oversized primary suite includes an additional sitting or flex area along with a private bathroom featuring dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms provide comfortable space for guests, a home office, or hobbies. A one-car attached garage adds extra convenience and storage.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$260
Estimated total, before insurance$1,515/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,768/yr · $231/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records show this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,768/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $127/sq ft; this home is listed at $110/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5260 Collins Road 106, Jacksonville, FL 32244Listed by SHOE REALTY INCJul 2026$169,500$984/2.51,729450
5427 Greatpine Court, Jacksonville, FL 32244Listed by INI REALTYAug 2026$180,000$1273/21,422210.2
5605 Pinebay Circle N, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$188,000$1343/21,40370.3
8265 Halls Hammock Court, Jacksonville, FL 32244Listed by NAVY TO NAVY HOMES LLCSep 2025$165,000$1073/2.51,539990.5
653 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$209,000$1413/2.51,483300.6
595 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$197,490$1274/2.51,55890.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,000
Price / Sq Ft$110
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,596
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryVenetia
MiddleLake Shore
HighRiverside

Community Information

Address5260 Collins 502, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size435.6 sq ft
Parcel Number0991344145

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 7, 2026
Days on Market3
HOA Fees$260 / Monthly
HOA FrequencyMonthly
HOA NameChatham Woods
Tax Amount$2,767.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SPECTRUM REALTY SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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