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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Johns Golf & CC, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Jun 15, 2026·14 days on market·Recent sales in St Johns Golf & CC·St Johns Golf & CC

421 St Johns Golf Drive

St. Augustine, FL 32092

$1,030,000sold priceListed at $1,049,000 · 98.2% of asking$278/sqftMLS# 2145493
6
Beds
3
Baths
3,703
Sq Ft
2002
Built
3
Garage
Yes
Pool

3 more homes for sale in St Johns Golf & CC →Search St Johns Golf & CC on the map

HOA $101/mo15,246 sqft lotSingle Family Residence2 stories

About this home

St Johns Golf & CC

ASSUMABLE VA LOAN @ 2.5%, 421 St. Johns Golf Drive in SJGCC, is a truly one-of-a-kind home perfectly positioned on the 3rd green with stunning golf course views. This spacious 6-bedroom, 3-bathroom home features a heated saltwater pool and spa, oversized yard, circular driveway, and 3-car garage. Inside, the new chef's kitchen showcases Bosch appliances, soft-close cabinetry and drawers, abundant natural light, and wide-plank light hardwood floors flowing throughout the living spaces. The oversized loft includes its own private bedroom and bathroom, while the 6th bedroom functions perfectly as an office off the primary suite. Enjoy outdoor entertaining with the updated summer kitchen featuring a brand-new grill. Additional upgrades include a 2019 roof, whole-house generator, and newer HVAC. Luxury living in one of St. Johns County's most desirable communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,705
Property taxesest. at asking price, St. Johns County$1,371
HOAbilled quarterly$101
Estimated total, before insurance$7,177/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,779/yr · $1,065/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,030,000
$206,000
Loan Term
Monthly Payment
$5,705
Principal & Interest: $5,705
Property taxes (est.): $1,371
Insurance (est.): $687
Estimated Total Monthly
$7,762
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $975,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$781,817$731,095—
2024$705,565$390,390▲ $35,894
2023$641,871$377,563—
2022$594,033$365,110—
2021$456,184$353,019—
2020$425,043$347,455—

2025 property taxes (current owner): $12,779/yr

Estimated taxes if purchased at asking price: ~$16,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $283/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1718 Pepper Stone Court, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$760,000$2595/32,933160.1
776 Eagle Point Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$640,000$2414/32,661730.3
1005 Meadow View Lane, St. Augustine, FL 32092Listed by PREMIER HOMES REALTY INCSep 2026$785,000$2265/3.53,46950.3
741 Eagle Point Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCAug 2026$995,000$2395/44,171530.4
298 E Teague Bay Drive, St. Augustine, FL 32092Listed by REAL BROKER LLCAug 2026$485,000$1834/2.52,64940.9
71 Seton Court, St. Augustine, FL 32092Listed by MOMENTUM REALTYSep 2026$590,000$1695/33,488491.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,049,000
Price / Sq Ft$283
Bedrooms6
Bathrooms3.00
Full Baths3
Square Footage3,703
Acres0.35 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

Community Information

Address421 St Johns Golf Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSt Johns Golf & Cc
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size15,246 sq ft
Parcel Number0264320050

Amenities

AmenitiesPool, Basketball Court, Cable TV, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Suburban
UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage
ViewGolf Course, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Screened
FencingOther, Back Yard
RoofShingle
ConstructionStucco
Other StructuresOutdoor Kitchen
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market14
HOA Fees$304.42 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesCable TV, Internet, Security
Tax Amount$12,778.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Johns Golf & CC

St Johns Golf & CC is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all St Johns Golf & CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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