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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Kensington, Jacksonville.

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Sold

Sold·Closed Aug 21, 2026·63 days on market·Recent sales in Kensington·Kensington

12353 Brighton Bay Trail S

Jacksonville, FL 32246

$485,000sold priceListed at $510,000 · 95.1% of asking$229/sqftMLS# 2145386
4
Beds
2
Baths
2,120
Sq Ft
1994
Built
2
Garage
No
Pool

5 more homes for sale in Kensington →Search Kensington on the map

FEMA Zone XHOA $73/mo6,970 sqft lotSingle Family Residence1 story

About this home

Kensington

OPEN HOUSE SUNDAY 7/12 from 2-4pm. Location is everything and this one delivers. Tucked in a sought after neighborhood just 10 minutes from the beach, this 4-bedroom, 2-bath home checks every box for buyers who want lifestyle and value. Inside, the split floor plan offers privacy and flow, with a fresh paint that feels bright and move-in ready from the moment you walk in. The kitchen is the heart of the home, featuring 42-inch cabinets, a built-in oven, and stunning marble countertops and flooring that bring an elevated, polished feel to everyday living. When it's time to unwind or entertain, the all season room extends your living space year round. Paid for solar benefits the new owners with discounted utilities. The community adds even more: a pool, playground, and HOA sponsored events that actually bring neighbors together. Minutes to Mayo Clinic, UNF, and premier shopping. This is the kind of address that just makes life easier.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
Property taxesest. at asking price, Duval County$792
HOAbilled annually$73
Estimated total, before insurance$3,551/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,124/yr · $260/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,686
Principal & Interest: $2,686
Property taxes (est.): $792
Insurance (est.): $323
Estimated Total Monthly
$3,802
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$399,306$146,276—
2024$414,312$141,447—
2023$414,121$135,871—
2022$376,020$130,458—
2021$299,631$125,202—
2020$278,364$122,784—

2025 property taxes (current owner): $3,124/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Closed$510,000
  • Aug 6, 2026Pending$510,000
  • Jul 16, 2026Active Under Contract$510,000
  • May 15, 2026Listed$510,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2098 Forest Gate Drive E, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATEOct 2026$545,000$2664/22,05240.3
2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$535,000$2674/32,0061350.4
12752 Costas Way, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$675,000$3014/32,2461330.8
2171 Cavalry Boulevard, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNSOct 2026$535,000$2354/22,27460.9
12029 Cavalry Court, Jacksonville, FL 32246Listed by REALTY ONE GROUP ELEVATESep 2026$524,900$2493/22,104420.9
12079 Sunchase Drive, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$408,500$2214/21,84751.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$510,000
Price / Sq Ft$241
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,120
Acres0.16 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address12353 Brighton Bay Trail S, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionKensington
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,969.6 sq ft
Parcel Number1652682205

Amenities

AmenitiesPool, Basketball Court, Maintenance Grounds, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Other
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
FencingFenced, Back Yard, Full, Wood
RoofShingle
ConstructionBrick Veneer, Frame
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market63
HOA Fees$870 / Annually
HOA FrequencyAnnually
Tax Amount$3,124.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Kensington

Kensington is a neighborhood in St. Johns County, FL (Duval County), ZIP 32246.

View all Kensington homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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