This home is in Kensington, Jacksonville.
Active Under Contract·62 days on market·Kensington
12353 Brighton Bay Trail S
Jacksonville, FL 32246
About this home
Kensington
OPEN HOUSE SUNDAY 7/12 from 2-4pm. Location is everything and this one delivers. Tucked in a sought after neighborhood just 10 minutes from the beach, this 4-bedroom, 2-bath home checks every box for buyers who want lifestyle and value. Inside, the split floor plan offers privacy and flow, with a fresh paint that feels bright and move-in ready from the moment you walk in. The kitchen is the heart of the home, featuring 42-inch cabinets, a built-in oven, and stunning marble countertops and flooring that bring an elevated, polished feel to everyday living. When it's time to unwind or entertain, the all season room extends your living space year round. Paid for solar benefits the new owners with discounted utilities. The community adds even more: a pool, playground, and HOA sponsored events that actually bring neighbors together. Minutes to Mayo Clinic, UNF, and premier shopping. This is the kind of address that just makes life easier.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $399,306 | $146,276 | — |
| 2024 | $414,312 | $141,447 | — |
| 2023 | $414,121 | $135,871 | — |
| 2022 | $376,020 | $130,458 | — |
| 2021 | $299,631 | $125,202 | — |
| 2020 | $278,364 | $122,784 | — |
2025 property taxes (current owner): $3,124/yr
Estimated taxes if purchased at asking price: ~$10,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 16, 2026Active Under Contract$510,000
- May 15, 2026Listed$510,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Kensington
Kensington is a neighborhood in St. Johns County, FL (Duval County), ZIP 32246.
View all Kensington homes for sale →Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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