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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Landing, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Aug 3, 2026·12 days on market·Recent sales in Marsh Landing·Marsh Landing

430 Royal Tern Road S

Jacksonville Beach, FL 32250

$2,995,000sold priceListed at $2,995,000 · 100% of asking$445/sqftMLS# 2145335
6
Beds
5.5
Baths
6,732
Sq Ft
2006
Built
3
Garage
Yes
Pool

8 more homes for sale in Marsh Landing →Search Marsh Landing on the map

FEMA Zone XHOA $330/mo0.54 acresWaterfrontSingle Family Residence2 stories

About this home

Marsh Landing

District-Approved by St. Johns County Schools! Original-owner, custom-built Italian-inspired estate that blends Old World elegance with modern luxury and resort-style living. A handcrafted gazebo imported from Italy surrounded by lush grounds, a Koi pond and sweeping marsh vistas. Panoramic views unfold from nearly every room, complemented by 5 balconies that invite effortless indoor-outdoor living and capture breathtaking tranquil water scenery. Inside, refined architectural details include rich crown molding, soaring ceilings, elegant spiral staircases, and UV-protective ceramic-coated windows that bathe the home in natural light while enhancing comfort and efficiency. The main level features a separate gym structure that provides a dedicated wellness space, while the casita/guest house enhances versatility, a wine room, theater for entertainment and an office with custom millwork. The chef's kitchen is fully equipped with a prep sink, pot filler and a Viking gas 6 burner stove.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$16,589
Property taxesest. at asking price, Duval County$4,890
HOAbilled monthly$330
Estimated total, before insurance$21,810/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,334/yr · $2,028/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,995,000
$599,000
Loan Term
Monthly Payment
$16,589
Principal & Interest: $16,589
Property taxes (est.): $4,890
Insurance (est.): $1,997
Estimated Total Monthly
$23,476
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,985,262$1,310,388—
2024$1,990,808$1,272,751▼ $1,717
2023$1,956,266$1,234,225—
2022$1,734,783$1,196,821—
2021$1,462,034$1,160,506—
2020$1,421,434$1,143,793—

2025 property taxes (current owner): $24,334/yr

Estimated taxes if purchased at asking price: ~$58,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$2,995,000
  • May 15, 2026Listed$2,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $629/sq ft; this home is listed at $445/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
467 Royal Tern Road S, Ponte Vedra Beach, FL 32082Listed by HOVER GIRL PROPERTIESSep 2026$3,970,000$6486/5.56,130430.2
201 Royal Tern Road N, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2025$2,250,000$4595/54,907250.4
5300 Chandler Bend Drive, Jacksonville, FL 32224Listed by HOME PLACE REALTYSep 2026$3,150,000$6295/6.55,006121.4
5367 Chandler Bend Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$3,450,000$6175/5.55,5882351.5
231 Deer Haven Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYOct 2025$3,150,000$4495/5.57,0181441.6
5321 Hala Court, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$4,600,000$7364/56,252281.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,995,000
Price / Sq Ft$445
Bedrooms6
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage6,732
Acres0.54 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Spanish, Villa
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontYes

School Information

Community Information

Address430 Royal Tern Road S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionMarsh Landing at Sawgrass
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size23,522.4 sq ft
Parcel Number1803659580
ZoningResidential

Amenities

AmenitiesBasketball Court, Dog Park, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management - Off Site, Park, Pickleball, Playground, Trash
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewCreek/Stream, Intracoastal, Water

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Dryer, Freezer, Gas Cooktop, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringStone
FireplaceYes
# of Fireplaces3
Fireplace FeaturesGas
# of Stories2
LevelsTwo
SecurityGated with Guard, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Courtyard, Fire Pit, Outdoor Kitchen
Patio / PorchFront Porch, Patio, Porch, Rear Porch, Terrace
FencingFenced, Back Yard, Other
RoofTile
ConstructionFrame, Stucco
Other StructuresGazebo, Guest House, Outdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 15, 2026
Days on Market12
HOA Fees$330 / Monthly
HOA FrequencyMonthly
HOA NameMarsh Landing Management
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$24,333.53
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Landing

Marsh Landing is a neighborhood in Ponte Vedra Beach, FL (Duval County), ZIP 32250.

View all Marsh Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines