This home is in Marsh Landing, Jacksonville Beach.

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Active Under Contract

Active Under Contract·61 days on market·Marsh Landing

430 Royal Tern Road S

Jacksonville Beach, FL 32250

$2,995,000$445/sqftEst. $15,941/moMLS# 2145335

Beds

Baths

6,732

Sq Ft

2006

Built

Garage

Yes

Pool

About this home

Marsh Landing

District-Approved by St. Johns County Schools! Original-owner, custom-built Italian-inspired estate that blends Old World elegance with modern luxury and resort-style living. A handcrafted gazebo imported from Italy surrounded by lush grounds, a Koi pond and sweeping marsh vistas. Panoramic views unfold from nearly every room, complemented by 5 balconies that invite effortless indoor-outdoor living and capture breathtaking tranquil water scenery. Inside, refined architectural details include rich crown molding, soaring ceilings, elegant spiral staircases, and UV-protective ceramic-coated windows that bathe the home in natural light while enhancing comfort and efficiency. The main level features a separate gym structure that provides a dedicated wellness space, while the casita/guest house enhances versatility, a wine room, theater for entertainment and an office with custom millwork. The chef's kitchen is fully equipped with a prep sink, pot filler and a Viking gas 6 burner stove.

Cost to own

Mortgage calculator

Home Price

$2,995,000

Down Payment: 20%

$599,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$15,129

Principal & Interest: $15,129

Est. Taxes & Insurance: $3,782

Estimated Total Monthly

$18,911

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$15,941

Property taxesest. at asking price, Duval County$4,890

HOAbilled monthly$330

Estimated total, before insurance$21,161/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,985,262	$1,310,388	—
2024	$1,990,808	$1,272,751	▼ $1,717
2023	$1,956,266	$1,234,225	—
2022	$1,734,783	$1,196,821	—
2021	$1,462,034	$1,160,506	—
2020	$1,421,434	$1,143,793	—

2025 property taxes (current owner): $24,334/yr

Estimated taxes if purchased at asking price: ~$58,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 15, 2026Listed$2,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,995,000

Price / Sq Ft$445

Bedrooms6

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage6,732

Acres0.54 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Spanish, Villa

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontYes

School Information

ElementarySeabreeze

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address430 Royal Tern Road S, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionMarsh Landing at Sawgrass

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size23,522.4 sq ft

Parcel Number1803659580

ZoningResidential

Amenities

AmenitiesBasketball Court, Dog Park, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management - Off Site, Park, Pickleball, Playground, Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewCreek/Stream, Intracoastal, Water

Waterfront TypeCreek, Marsh, Navigable Water

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesDishwasher, Dryer, Freezer, Gas Cooktop, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringStone

FireplaceYes

# of Fireplaces3

Fireplace FeaturesGas

# of Stories2

LevelsTwo

SecurityGated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesIn Ground, Heated