This home is in Gran Lake, St. Augustine — a home near Tocoi Creek High School.
Active·93 days on market·Gran Lake
316 Willow Lake Drive
St. Augustine, FL 32092
4 more homes for sale in Gran Lake →Search Gran Lake on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Gran Lake
Explore 316 Willow Lake Dr, a residence with fresh interior paint and a neutral color scheme. The kitchen includes all stainless steel appliances, a center island, The primary bathroom features a separate tub and shower with double sinks, alongside the primary bedroom's walk-in closet. A patio leads to a fenced in backyard. This property combines fresh updates with functional design.. Included 100-Day Home Warranty with buyer activation
Next steps in Gran Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Area40 min drive · 24 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area16 min drive · 2.2 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 5 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 7 mi · Saint Johns River
Closest youth league fields
Pacetti Bay School Fields5 min drive · Baseball
Closest grocery store
Publix8 min drive · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,020/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 21, 2026Price change$500,000−$6,000
- Sep 16, 2026Price change$506,000−$5,000
- Aug 19, 2026Price change$511,000−$4,000
- Aug 5, 2026Price change$515,000−$5,000
- Jul 24, 2026Listed$520,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $143/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 244 Willow Lake Drive, St. Augustine, FL 32092Listed by WEICHERT REALTORS COASTAL CITY | Oct 2026 | $500,000 | $151 | 4/3.5 | 3,305 | 216 | 0.1 |
| 491 Willow Lake Drive, St. Augustine, FL 32092Listed by EXP REALTY LLC | Sep 2026 | $585,000 | $228 | 4/3 | 2,568 | 16 | 0.2 |
| 604 Willow Lake Drive, St. Augustine, FL 32092Listed by REALTY ONE GROUP ELEVATE | Jul 2026 | $615,000 | $187 | 5/4 | 3,287 | 40 | 0.2 |
| 210 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Jul 2026 | $512,500 | $196 | 3/2.5 | 2,620 | 299 | 0.3 |
| 171 Evenshade Way, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC. | Jun 2026 | $575,000 | $174 | 4/2.5 | 3,305 | 46 | 0.5 |
| 380 Rustic Mill Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $749,900 | $286 | 4/2.5 | 2,620 | 25 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OPENDOOR BROKERAGE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Gran Lake
Gran Lake is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Gran Lake homes for sale →Keep looking
More homes in Gran Lake
For Sale235 Willow Lake DriveSt. Johns, FL 32092
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For Sale159 Evenshade WaySt. Augustine, FL 32092
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$575,000Est. $3,060/moWelcome to this gorgeous, meticulously maintained home in the desirable Gran Lake community, offering over 2,800 square…
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For Sale38 Log Spring WaySt. Augustine, FL 32092
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For Sale189 FireflySt. Augustine, FL 32092
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$619,000Est. $3,295/moBEAUTIFUL HOME WITH FENCED YARD & NO CDD FEES! Meticulously maintained 5BR/3BA with separate office home offering…
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines