207 Bluegrass Way

St. Augustine, FL 32092

$549,990$220/sqftEst. $2,927/moMLS# 2145083

Beds

Baths

2,500

Sq Ft

2026

Built

Garage

Pool

About this home

Trailmark

Welcome home to this stunning Vilano ''E'' residence, offering picturesque preserve views and exceptional design throughout. The inviting two-story entry opens into a bright, open-concept living area, perfect for both relaxing and entertaining. The gourmet kitchen features a large center island, elegant white cabinetry, and gleaming iced white quartz countertops--ideal for any home chef. Beautiful laminate flooring flows seamlessly throughout the main living spaces. The main level includes a versatile guest suite (or fourth bedroom) with an adjacent full bath for convenience. Upstairs, you'll find a spacious loft, laundry room, and two additional bedrooms. The owner's suite is a private retreat, showcasing a luxurious bath with an oversized shower, dual separate vanities, and an expansive walk-in closet. With 9-foot ceilings on both levels, this home feels open and airy.

Cost to own

Mortgage calculator

Home Price

$549,990

Down Payment: 20%

$109,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,778

Principal & Interest: $2,778

Est. Taxes & Insurance: $695

Estimated Total Monthly

$3,473

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,927

Property taxesest. at asking price, St. Johns County$732

HOAbilled annually$8

Estimated total, before insurance$3,667/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2025 property taxes (current owner): $3,822/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.