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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 1, 2026·5 days on market·Recent sales in Jacksonville

8565 Windypine Lane

Jacksonville, FL 32244

$104,500sold priceListed at $130,000 · 80.4% of asking$102/sqftMLS# 2145063
2
Beds
2
Baths
1,020
Sq Ft
1984
Built
—
Garage
No
Pool
HOA $110/mo4,356 sqft lotTownhouse2 stories

About this home

Jacksonville

One or more photo(s) has been virtually staged. Spacious 1,020 sq ft 2-bedroom, 2-bathroom townhome conveniently located just minutes from NAS Jacksonville, Orange Park Mall, the St. Johns River, and I-295, providing easy access to shopping, dining, and major commuter routes. This property presents excellent value with a super low HOA fee, while exterior maintenance coverage helps provide a more convenient, low-maintenance ownership experience. Interior features carpet throughout and offers a functional layout with generously sized living spaces. Ideal for investors looking to expand a rental portfolio or buyers seeking a property with long-term upside potential. With a little personalization and updating, this home offers an excellent opportunity to build equity and maximize value over time.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$579
Property taxesest. at asking price, Duval County$171
HOAbilled monthly$110
Estimated total, before insurance$859/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,390/yr · $199/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$104,500
$20,900
Loan Term
Monthly Payment
$579
Principal & Interest: $579
Property taxes (est.): $171
Insurance (est.): $70
Estimated Total Monthly
$819
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$128,183$108,130—
2024$123,565$98,300▲ $8,695
2023$119,153$89,364—
2022$102,472$81,240—
2021$79,404$73,855▲ $9,970
2020$67,141$67,141▲ $5,701

2025 property taxes (current owner): $2,390/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $127/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85 Debarry Avenue 3062, Orange Park, FL 32073Listed by DOCTORS LAKE REALTYJun 2026$125,000$1262/299590.5
85 Debarry Avenue 1024, Orange Park, FL 32073Listed by CENTURY 21 LIGHTHOUSE REALTYJul 2026$126,624$1212/2.51,050350.7
1265 The Grove Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$120,000$972/2.51,2332231.7
6860 Skaff Avenue 2-15, Jacksonville, FL 32244Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$107,000$923/21,157291.8
1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$168,000$1283/21,308101.8
1188 Gano Avenue 118, Orange Park, FL 32073Listed by JPAR CITY AND BEACHSep 2026$127,500$1262/2.51,015131.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$130,000
Price / Sq Ft$127
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,020
Acres0.10 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address8565 Windypine Lane, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionWhispering Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size4,356 sq ft
Parcel Number0991341472
ZoningMulti Family

Amenities

AmenitiesMaintenance Grounds
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesOther
AppliancesRefrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryIn Unit

Additional Information

Date ListedMay 13, 2026
Days on Market5
HOA Fees$109.8 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,390.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SIGNATURE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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