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Active

Active·17 days on market

6246 Michele Road

Macclenny, FL 32063

$375,000$191/sqftEst. $1,912/moMLS# 2154693

Beds

Baths

1,964

Sq Ft

1994

Built

Garage

Pool

About this home

Macclenny

Welcome to this beautifully maintained 3-bedroom, 2-bath brick home offering 1,964 square feet of living space. This home has been meticulously cared for and is move-in ready while offering the perfect opportunity to add your own personal style. The spacious floor plan features a functional kitchen, generous living areas, and original carpet and wallpaper that have been exceptionally maintained. Major updates have already been completed, including a newer roof, HVAC system, and water heater. Situated on a beautifully landscaped hilltop lot, the property boasts lush green grass, mature trees, and outstanding curb appeal. The backyard includes a detached brick workshop/storage building, ideal for hobbies, projects, or additional storage. If you're looking for a solid, well-built home with timeless charm, excellent maintenance, and endless potential, this one is a must-see! Master bathroom remodeled recently to accommodate handicap accessibility.

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,912

Principal & Interest: $1,912

Insurance (est.): $250

Estimated Total Monthly

$2,162

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,912

Estimated total, before insurance$1,912/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,589 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History