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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Apr 3, 2026·429 days on market·Recent sales in Jacksonville

8456 Windypine Lane

Jacksonville, FL 32244

$145,000sold priceListed at $164,900 · 87.9% of asking$142/sqftMLS# 2059638
2
Beds
2
Baths
1,020
Sq Ft
1984
Built
—
Garage
No
Pool
HOA $110/mo3,485 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome to this 2 Bedroom 2 Bathroom End Unit Townhome in the vibrant city of Jacksonville, FL. This property is conveniently located close to NAS, making it an ideal choice for those who value accessibility. The home boasts two spacious bedrooms and two full bathrooms, offering ample space for comfort and relaxation. The townhome comes with washer and dryer connections, adding to the convenience of everyday living. The Whispering Pines Community also includes pest control, landscaping and exterior maintenance, ensuring a hassle-free living experience. Experience the perfect blend of comfort, convenience, and charm in this Jacksonville townhome. Master bedroom suite upstairs which includes a great dressing area and customized closet with 2nd sink and vanity. Second bedroom and full bathroom downstairs. Ceramic tile throughout downstairs & carpeted stairs and upstairs bedroom. Kitchen has black appliances, refrigerator, a breakfast bar & pantry closet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Property taxesest. at asking price, Duval County$237
HOAbilled monthly$110
Estimated total, before insurance$1,150/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,179/yr · $182/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Property taxes (est.): $237
Insurance (est.): $97
Estimated Total Monthly
$1,137
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,627 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,179/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $141/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8565 Windypine Lane, Jacksonville, FL 32244Listed by RE/MAX SIGNATUREJun 2026$104,500$1022/21,02050.1
8455 Pineverde Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS ST JOHNSApr 2026$168,000$1652/21,020640.1
5541 Greatpine Lane N 4, Jacksonville, FL 32244Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$168,000$1392/21,2101570.1
8547 Pineverde Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS ST JOHNSApr 2026$169,900$1672/21,020130.1
5646 Pinebay Circle S, Jacksonville, FL 32244Listed by SUPREME PATH BROKERAGE LLCOct 2026$171,000$1412/21,210160.2
5260 Collins Road 1305, Jacksonville, FL 32244Listed by PONTE VEDRA CLUB REALTY, INC.Mar 2026$140,000$1083/31,2912140.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$164,900
Price / Sq Ft$162
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,020
Acres0.08 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address8456 Windypine Lane, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionWhispering Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size3,484.8 sq ft
Parcel Number0991341484
ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected, Other
Water SourcePublic
ParkingOther, Attached

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Other
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionStucco, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 6, 2026
Days on Market429
HOA Fees$109.8 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Other
Tax Amount$2,179.18
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DUVAL REALTY INC

Sold by: DUVAL REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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