Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Trailmark, St. Augustine — a home near Tocoi Creek High School.

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Pending

Pending·106 days on market·Trailmark

192 Goldenrod Drive

St. Augustine, FL 32092

$595,000$251/sqftEst. $3,059/moMLS# 2144564

Beds

Baths

2,367

Sq Ft

2023

Built

Garage

Pool

About this home

Trailmark

Four-car garages in TrailMark are rare. If you've been looking for space for vehicles, hobbies, a workshop or extra storage without sacrificing modern finishes or community amenities, this home deserves your attention. Built in 2023 and thoughtfully upgraded throughout, this beautifully designed 4-bedroom, 2.5-bath home offers 2,367 square feet of stylish, functional living in one of St. Johns County's most desirable communities. The rare four-car garage configuration--with a spacious three-car garage plus a separate single-car garage--provides endless flexibility for extra vehicles, a golf cart, workshop, home gym, or additional storage. Inside, you'll appreciate the open-concept floor plan enhanced by high ceilings, 8-foot interior doors, designer lighting, custom feature walls, and a spacious gourmet kitchen with gas cooktop, double ovens, quartz countertops, oversized island, and abundant cabinetry. The split-bedroom layout offers privacy, while the generous primary suite

Cost to own

Mortgage calculator

Home Price

$595,000

Down Payment: 20%

$119,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,059

Principal & Interest: $3,059

Property taxes (est.): $792

Insurance (est.): $397

Estimated Total Monthly

$4,247

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,059

Property taxesest. at asking price, St. Johns County$792

HOAbilled annually$8

Estimated total, before insurance$3,859/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,899/yr · $658/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $570,300 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$474,445	$311,812	—
2024	$483,043	$302,317	—
2023	$87,000	$87,000	—
2022	$56,000	$56,000	—

2025 property taxes (current owner): $7,899/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 23, 2026Pending$595,000
Jul 27, 2026Price change$595,000−$19,000
May 15, 2026Listed$614,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$595,000

Price / Sq Ft$251

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,367

Total Structure Area3,540 sq ft

Acres0.29 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusPending

# of Garages4

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryPicolata Crossing

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address192 Goldenrod Drive, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionTrailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size12,632.4 sq ft

Lot Dimensionsirregular

Parcel Number0290120330

ZoningPUD

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories1

LevelsOne

LaundryIn Unit