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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Landing, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Jul 6, 2026·27 days on market·Recent sales in Marsh Landing·Marsh Landing

165 Indian Cove Lane

Ponte Vedra Beach, FL 32082

$1,200,000sold priceListed at $1,290,000 · 93% of asking$453/sqftMLS# 2144430
3
Beds
3
Baths
2,651
Sq Ft
1995
Built
2
Garage
Yes
Pool

5 more homes for sale in Marsh Landing →Search Marsh Landing on the map

HOA $330/mo15,246 sqft lotSingle Family Residence1 story

About this home

Marsh Landing

OPEN 5/31/26, 11 to 1! Welcome to this fabulous updated, immaculate 1-story pool home with views of the marsh for ultimate privacy. Built by well-regarded contractor Jim Kern, this Marsh Landing home has been thoughtfully updated to move-in-ready condition. Special features include Andersen windows along the back, LED ceiling lights (plus accent lights at numerous cabinets), custom California Closet built-in cabinetry (full wall in the office and full room in the original 4th bedroom turned closet/dressing room!), clean kitchen surfaces and backsplash, elongated tile flooring in public spaces, tile fireplace surround, all 3 full baths refreshed with contemporary surfaces, cabinetry and lighting, epoxy floor in the huge 586sf garage, plus 220V EV charger hookup and great storage, paver driveway and paver pool deck. The screened pool area caps off this great flow, providing vistas of the natural surroundings. The grill stays! Please remove your shoes or wear booties, thank you!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,647
Property taxesest. at asking price, St. Johns County$1,597
HOAbilled quarterly$330
Estimated total, before insurance$8,574/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,200,000
$240,000
Loan Term
Monthly Payment
$6,647
Principal & Interest: $6,647
Property taxes (est.): $1,597
Insurance (est.): $800
Estimated Total Monthly
$9,044
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,049,356$846,649—
2024$989,804$821,940—
2023$979,104$796,398—
2022$826,600$776,100—
2021$563,481$469,823—
2020$523,339$462,646—

Estimated taxes if purchased at asking price: ~$19,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $492/sq ft; this home is listed at $487/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7007 Cypress Bridge Drive N, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,150,000$4574/2.52,5141510.5
120 North Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYSep 2026$1,687,500$5655/32,98590.6
128 N Cove Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJun 2026$1,625,000$4764/33,417310.6
173 N Cove Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$1,200,000$3784/33,17210.6
1132 Salt Creek Drive, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,505,000$5304/32,842230.8
5144 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by 1 REALTY CORPSep 2026$1,000,000$4924/22,033550.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,290,000
Price / Sq Ft$487
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,651
Total Structure Area3,468 sq ft
Acres0.35 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Salt Water
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address165 Indian Cove Lane, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionMarsh Landing
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size15,246 sq ft
Parcel Number0524870170
ZoningResidential

Amenities

AmenitiesBasketball Court, Gated, Park, Pickleball, Playground, Security
Community FeaturesSidewalks, Fishing, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
Green / EnergyLighting, Windows
ParkingAttached, Electric Vehicle Charging Station(s), Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Stone, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

Patio / PorchAwning(s), Patio, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road FrontagePrivate Road

Additional Information

Date ListedMay 9, 2026
Days on Market27
HOA Fees$990 / Quarterly
HOA FrequencyQuarterly
HOA NameMarsh Landing
HOA Fee IncludesMaintenance Grounds, Security
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERRY & CO. REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Landing

Marsh Landing is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Marsh Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines