This home is in Jacksonville.
Active·69 days on market
1909 University Boulevard S 708
Jacksonville, FL 32216
About this home
Jacksonville
Tucked within a serene waterfront community, this beautifully upgraded condo offers a true sense of peace and tranquility. Thoughtfully renovated with exceptional materials rarely seen in today's market, the home features rich Brazilian cherry hardwood floors, induction cooktop, solid cherrywood cabinetry, and natural stone finishes in the bathrooms including a luxurious soaking tub. The minimalist design invites you to leave the noise of city life behind and reconnect with nature. One of the standout features is the glass-enclosed porch, ideal for unwinding after a long day or serving as a sun-drenched home office with views of the surrounding trees. Perfectly positioned just steps from the water and close to I-95, downtown, and a short drive to the beaches, this location offers both convenience and natural beauty. Newer A/C! Monthly fees cover exterior maintenance, landscaping, a community pool, dock access, water, and sewer, making for low-maintenance living
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $244,600 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $158,400 | $107,678 | — |
| 2024 | $211,200 | $161,200 | — |
| 2023 | $211,200 | $211,200 | — |
| 2022 | $91,500 | $91,500 | — |
| 2021 | $73,000 | $73,000 | — |
| 2020 | $69,000 | $0 | — |
2025 property taxes (current owner): $2,103/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,506 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 14, 2026Price change$175,000−$5,000
- May 8, 2026Listed$180,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



