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Active

Active·69 days on market

1909 University Boulevard S 708

Jacksonville, FL 32216

$175,000$159/sqftEst. $931/moMLS# 2144360
2
Beds
2
Baths
1,100
Sq Ft
1985
Built
Garage
No
Pool

About this home

Jacksonville

Tucked within a serene waterfront community, this beautifully upgraded condo offers a true sense of peace and tranquility. Thoughtfully renovated with exceptional materials rarely seen in today's market, the home features rich Brazilian cherry hardwood floors, induction cooktop, solid cherrywood cabinetry, and natural stone finishes in the bathrooms including a luxurious soaking tub. The minimalist design invites you to leave the noise of city life behind and reconnect with nature. One of the standout features is the glass-enclosed porch, ideal for unwinding after a long day or serving as a sun-drenched home office with views of the surrounding trees. Perfectly positioned just steps from the water and close to I-95, downtown, and a short drive to the beaches, this location offers both convenience and natural beauty. Newer A/C! Monthly fees cover exterior maintenance, landscaping, a community pool, dock access, water, and sewer, making for low-maintenance living

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$890
Principal & Interest: $890
Est. Taxes & Insurance: $222
Estimated Total Monthly
$1,112
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$931
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$523
Estimated total, before insurance$1,740/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $244,600 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$158,400$107,678
2024$211,200$161,200
2023$211,200$211,200
2022$91,500$91,500
2021$73,000$73,000
2020$69,000$0

2025 property taxes (current owner): $2,103/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,506 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 14, 2026Price change$175,000$5,000
  • May 8, 2026Listed$180,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Price / Sq Ft$159
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,100
Acres0.02 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address1909 University Boulevard S 708, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionWaterside
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size871.2 sq ft
Parcel Number1349711104

Amenities

AmenitiesPool, Boat Dock
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchDeck
RoofShingle
ConstructionBrick, Frame

Additional Information

Date ListedMay 8, 2026
Days on Market67
HOA Fees$523 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Water
Tax Amount$2,102.89
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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