This home is in Jacksonville.
Sold·Closed Aug 17, 2026·79 days on market·Recent sales in Jacksonville
1909 University Boulevard S 708
Jacksonville, FL 32216
About this home
Jacksonville
*CASH ONLY* Tucked within a serene waterfront community, this beautifully upgraded condo offers a true sense of peace and tranquility. Thoughtfully renovated with exceptional materials rarely seen in today's market, the home features rich Brazilian cherry hardwood floors, induction cooktop, solid cherrywood cabinetry, and natural stone finishes in the bathrooms including a luxurious soaking tub. The minimalist design invites you to leave the noise of city life behind and reconnect with nature. One of the standout features is the glass-enclosed porch, ideal for unwinding after a long day or serving as a sun-drenched home office with views of the surrounding trees. Perfectly positioned just steps from the water and close to I-95, downtown, and a short drive to the beaches, this location offers both convenience and natural beauty. Newer A/C! Monthly fees cover exterior maintenance, landscaping, a community pool, dock access, water, and sewer, making for low-maintenance living
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,506 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $244,600 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $158,400 | $107,678 | — |
| 2024 | $211,200 | $161,200 | — |
| 2023 | $211,200 | $211,200 | — |
| 2022 | $91,500 | $91,500 | — |
| 2021 | $73,000 | $73,000 | — |
| 2020 | $69,000 | $0 | — |
2025 property taxes (current owner): $2,103/yr
Estimated taxes if purchased at asking price: ~$3,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$175,000
- Jul 26, 2026Pending$175,000
- Jul 14, 2026Price change$175,000−$5,000
- May 8, 2026Listed$180,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $129/sq ft; this home is listed at $159/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5811 Atlantic Boulevard 229, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $99,000 | $97 | 2/1.5 | 1,018 | 254 | 0.4 |
| 5811 Atlantic Boulevard 177, Jacksonville, FL 32207Listed by 1 PERCENT LISTS FIRST COAST | Oct 2026 | $160,000 | $157 | 2/1.5 | 1,018 | 31 | 0.5 |
| 5811 Atlantic Boulevard 210, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $96,000 | $93 | 2/2 | 1,036 | 8 | 0.5 |
| 5811 Atlantic Boulevard 201, Jacksonville, FL 32207Listed by EAGLES WORLD REALTY, INC | Jul 2026 | $134,000 | $129 | 2/2.5 | 1,042 | 117 | 0.5 |
| 5811 Atlantic Boulevard 195, Jacksonville, FL 32207Listed by OPENDOOR BROKERAGE, LLC. | Jun 2025 | $152,000 | $146 | 2/2.5 | 1,042 | 383 | 0.5 |
| 5201 Atlantic Boulevard 173, Jacksonville, FL 32207Listed by COMPASS FLORIDA LLC | Oct 2026 | $123,000 | $109 | 2/2 | 1,130 | 20 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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