5811 Atlantic Boulevard 177

Jacksonville, FL 32207

$164,000$161/sqftEst. $836/moMLS# 2156768

Beds

Baths

1,018

Sq Ft

1970

Built

—

Garage

Pool

About this home

Jacksonville

Enjoy waterfront living in this beautifully updated 1,018-square-foot condo, centrally located near shopping, dining, entertainment, and major roadways. The remodeled kitchen features a fresh, modern look and flows into the comfortable living area, making it ideal for everyday living and entertaining. The updated bathroom adds to the move-in-ready appeal. Community amenities include a refreshing swimming pool and fitness center, but the true highlight is the exceptional community dock and boat slip included with the purchase of the unit--a rare and valuable feature for boating and water enthusiasts. Spend your free time boating, fishing, or simply relaxing by the water. This condo offers the perfect combination of convenience, low-maintenance living, updated interiors, and waterfront access. Don't miss this opportunity to enjoy a central location and the boating lifestyle you've been looking for!

Cost to own

Mortgage calculator

Home Price

$164,000

Down Payment: 20%

$32,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$836

Principal & Interest: $836

Property taxes (est.): $268

Insurance (est.): $109

Estimated Total Monthly

$1,213

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$836

Property taxesest. at asking price, Duval County$268

HOAbilled monthly$402

Estimated total, before insurance$1,506/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,404/yr · $117/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,404/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History