This home is in Jacksonville.

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Active·1 day on market

5811 Atlantic Boulevard 210

Jacksonville, FL 32207

$99,500$96/sqftEst. $507/moMLS# 2156552

Beds

Baths

1,036

Sq Ft

1970

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to this beautifully maintained 2-bedroom, 2-bath condo nestled beneath a canopy of majestic oak trees along the scenic St. Johns River. Enjoy the ease of low-maintenance living without sacrificing the Florida lifestyle. Start your mornings with coffee on your private patio, spend afternoons relaxing by the sparkling community pool, launch a kayak from the community waterways, or unwind with breathtaking sunsets from the riverfront pier. Ideally located with convenient access to major interstates, shopping, dining, downtown Jacksonville, and the beaches, this move-in-ready home offers both comfort and convenience. Recent updates include fresh interior paint and a 2016 HVAC system. Inside, you'll find an open, functional layout featuring an in-unit washer and dryer, spacious walk-in closets, and a generously sized primary suite. Whether you're looking for a full-time residence or a low-maintenance retreat, this condo is one you won't want to miss!

Cost to own

Mortgage calculator

Home Price

$99,500

Down Payment: 20%

$19,900

Interest Rate: 6.58%

Loan Term

Monthly Payment

$507

Principal & Interest: $507

Property taxes (est.): $163

Insurance (est.): $66

Estimated Total Monthly

$736

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$507

Property taxesest. at asking price, Duval County$162

HOAbilled monthly$411

Estimated total, before insurance$1,081/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,176/yr · $181/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,176/yr

Estimated taxes if purchased at asking price: ~$1,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,600 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History