This home is in Jacksonville.

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Active Under Contract

Active Under Contract·70 days on market

12700 Bartram Park Boulevard 1513

Jacksonville, FL 32258

$220,000$180/sqftEst. $1,171/moMLS# 2144213

Beds

Baths

1,225

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

Amazing location! Less than one mile from Interstate 95, with shopping and dining just minutes away. Conveniently located less than 20 minutes to St. Augustine, the St. Johns Town Center, and the beach! Located in a gated upscale community featuring a beautiful clubhouse, sparkling pool, and scenic lakes. This desirable downstairs end unit offers two spacious bedrooms, each with private bathrooms. The open kitchen and living area overlook a screened patio, perfect for relaxing. And this is One of the rare units with an attached garage! Additional highlights include A/C replaced in 2024. This unit is move-in ready, exceptionally clean, and ready for its new owner!

Cost to own

Mortgage calculator

Home Price

$220,000

Down Payment: 20%

$44,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,118

Principal & Interest: $1,118

Est. Taxes & Insurance: $280

Estimated Total Monthly

$1,398

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,171

Property taxesest. at asking price, Duval County$359

HOAbilled monthly$351

Estimated total, before insurance$1,881/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$253,800	$172,359	—
2024	$253,800	$166,794	—
2023	$253,800	$160,480	—
2022	$204,350	$154,350	—
2021	$155,825	$155,825	▼ $4,025
2020	$159,850	$159,850	▲ $11,500

2025 property taxes (current owner): $3,242/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History