This home is in South Hampton, St. Augustine.

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Active Under Contract

Active Under Contract·68 days on market·South Hampton

2282 W Clovelly Lane

St. Augustine, FL 32092

$658,888$221/sqftEst. $3,507/moMLS# 2144156

Beds

Baths

2,982

Sq Ft

2003

Built

Garage

Pool

About this home

South Hampton

Welcome to this 5-bedroom, 4-bathroom home on a half-acre lot in the highly sought-after, NO CDD South Hampton Golf Community. This meticulously designed two-story home offers an expansive open layout with soaring 12 and 10-foot ceilings, French doors leading to a private office, and tile flooring throughout the primary living areas. The kitchen features granite countertops and stainless steel appliances, while the thoughtful floorplan places the primary suite on the main level and a versatile 5th bedroom and full bath on the second floor. Modern comforts abound, including dual A/C systems, upgraded ceiling fans, and a high-end water softener and filtration system. Step outside to your private outdoor oasis, where a massive screened-in patio leads to an extended paver patio with a built-in firepit-perfect for entertaining against a backdrop of serene preserve and conservation views. The property features a

Cost to own

Mortgage calculator

Home Price

$658,888

Down Payment: 20%

$131,778

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,328

Principal & Interest: $3,328

Est. Taxes & Insurance: $832

Estimated Total Monthly

$4,160

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,507

Property taxesest. at asking price, St. Johns County$877

HOAbilled semi-annually$111

Estimated total, before insurance$4,494/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$520,728	$470,006	—
2024	$530,944	$480,944	—
2023	$529,120	$474,740	—
2022	$509,456	$459,456	—
2021	$370,336	$216,152	—
2020	$331,803	$212,477	—

2025 property taxes (current owner): $6,826/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 8, 2026Listed$658,888

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$658,888

Price / Sq Ft$221

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,982

Total Structure Area4,734 sq ft

Acres0.48 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address2282 W Clovelly Lane, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSouth Hampton

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size20,908.8 sq ft

Parcel Number0099723990

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Pickleball, Playground

UtilitiesCable Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave

HeatingElectric

CoolingCentral Air, Electric

FlooringLaminate, Tile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne and One Half

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit

Patio / PorchPatio, Screened

FencingFenced, Back Yard, Privacy, Wood

RoofShingle

ConstructionStucco

Road SurfacePaved

Additional Information

Date ListedMay 8, 2026

Days on Market52

HOA Fees$665.13 / Semi-Annually

HOA FrequencySemi-Annually

Tax Amount$6,825.64

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About South Hampton

South Hampton is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all South Hampton homes for sale →

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Expert

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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