This home is in Sandy Creek, St. Augustine.

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Pending

Pending·70 days on market·Sandy Creek

136 Ashley Lake Court

St. Augustine, FL 32095

$530,000$255/sqftEst. $2,821/moMLS# 2143939

Beds

Baths

2,080

Sq Ft

2022

Built

Garage

Pool

About this home

Sandy Creek

Wonderfully maintained & updated home situated on a cul-de-sac preserve homesite. This ''Craftsman'' architectural beauty feat. 3 spacious brs, plus a separate, private home office, & a 3-car garage. The luxurious, fully equip. kitchen boasts s/s appl., quartz countertops, vented range hood, tile backsplash, & classy 2-tone cabinetry w/42 in. ''Shaker'' style white cabinets w/crown molding & contrasting Espresso cabinets at the kitchen island with a decorative brick back panel. The 16' slider allows ample natural lighting into a large family room that feat. a tray ceiling & a newly built-in electric fireplace unit with matching brick from the kitchen. Other exciting amenities incl. beautiful & durable LVP flooring in the main areas, California closets, tray ceiling in the owner's retreat, plantation shutters, washer/dryer, custom 8' doors, a 19'x10' covered porch, & a fully fenced rear yard. Lawn weed control & fertilization is paid through Feb, 2027. 65'' Sony Smart TV conveys.

Cost to own

Mortgage calculator

Home Price

$530,000

Down Payment: 20%

$106,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,694

Principal & Interest: $2,694

Est. Taxes & Insurance: $673

Estimated Total Monthly

$3,367

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,821

Property taxesest. at asking price, St. Johns County$705

HOAbilled annually$72

Estimated total, before insurance$3,598/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $509,500 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$481,897	$413,332	—
2024	$450,976	$400,976	—
2023	$450,976	$400,976	—
2022	$84,000	$84,000	—
2021	$75,000	$75,000	—

2025 property taxes (current owner): $6,062/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$530,000

Price / Sq Ft$255

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,080

Total Structure Area3,472 sq ft

Acres0.24 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address136 Ashley Lake Court, St. Augustine, FL 32095

Area304- 210 South

SubdivisionSandy Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size10,454.4 sq ft

Parcel Number0264851320

ZoningResidential

Amenities

AmenitiesDog Park, Jogging Path, Management - Full Time, Management - Off Site, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)