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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Dolphin Cove, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

$505,0003 bd · 2 ba · 1,184 sq ft

Active·93 days on market·Dolphin Cove

9 Drum Place

Ponte Vedra Beach, FL 32082

$505,000$427/sqftEst. $2,753/mo mortgageMLS# 2157729
↓ $44,999 below original list
3
Beds
2
Baths
1,184
Sq Ft
1981
Built
1
Garage
No
Pool

2 more homes for sale in Dolphin Cove →Search Dolphin Cove on the map

FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

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About this home

Dolphin Cove

New Price! SELLER OFFERING UP TO $6,000 TOWARD BUYER CLOSING COSTS WITH ACCEPTABLE OFFER! Welcome to 9 Drum Place in desirable Dolphin Cove of Ponte Vedra Beach. This beautifully updated, move-in ready home features durable tile flooring throughout, an open-concept floor plan, and an updated kitchen with quartz countertops, stainless steel Samsung appliances, ample cabinetry, and abundant natural light. The spacious primary suite features French doors opening to a large, fully fenced backyard with mature orange and lemon trees. Major updates include a 2022 roof, 2023 Goodman HVAC, 2024 home air purification system, and water heater replaced February 2024. Conveniently located near top-rated St. Johns County schools, beaches, golf, shopping and dining. NO HOA! Owner is a Licensed Realtor.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,753
Property taxesest. at asking price, St. Johns County$672
Estimated total, before insurance$3,425/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,772/yr · $398/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$505,000
$101,000
Loan Term
Monthly Payment
$2,753
Principal & Interest: $2,753
Property taxes (est.): $672
Insurance (est.): $337
Estimated Total Monthly
$3,762
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,772/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Price change$505,000−$15,000
  • Sep 15, 2026Price change$520,000−$5,000
  • Aug 6, 2026Price change$525,000−$24,999
  • Jul 30, 2026Listed$549,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $348/sq ft; this home is listed at $427/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3 Starfish Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$417,000$3214/21,30030.1
175 Del Prado Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$492,000$3483/21,41460.2
99 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTSAug 2026$575,000$5643/21,02000.2
180 El Dorado Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$450,000$3322/21,356700.3
85 Dolphin Boulevard E, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$533,800$4683/21,140260.3
192 Vista Grande Drive, Ponte Vedra Beach, FL 32082Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Aug 2026$350,000$3052/21,1492010.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$505,000
Price / Sq Ft$427
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,184
Acres0.19 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address9 Drum Place, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionDolphin Cove
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size8,276.4 sq ft
Lot Dimensions75 Frontage Ft.
Parcel Number0548300950
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Alarm

Exterior

Patio / PorchPatio
FencingFenced, Back Yard
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 30, 2026
Days on Market93
Tax Amount$4,771.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Dolphin Cove

Dolphin Cove is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Dolphin Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines