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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Treasure Beach, St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Sep 1, 2026·104 days on market·Recent sales in Treasure Beach·Treasure Beach

5900 Costanero Road

St. Augustine, FL 32080

$900,000sold priceListed at $925,000 · 97.3% of asking$318/sqftMLS# 2143493
3
Beds
3.5
Baths
2,833
Sq Ft
2023
Built
2
Garage
No
Pool

3 more homes for sale in Treasure Beach →Search Treasure Beach on the map

FEMA Zone AENo HOA14,810 sqft lotSingle Family Residence2 stories

About this home

Treasure Beach

What makes a St. Augustine home near Butler Beach stand out? Hurricane-rated construction, protected preserve views, and steps-to-sand access make this 3-bedroom, 3.5-bath, 2,833-square-foot coastal home one of the most storm-resilient properties on the market near Butler Beach. It backs directly to a protected state preserve, delivering a level of permanent privacy that's rare this close to the coast. This home was engineered for real Florida living. A concrete block first floor, metal roof, hurricane-impact windows, dual HVAC systems, and transferable flood insurance already in place mean coastal beauty doesn't come at the cost of storm readiness. Every bedroom includes a private ensuite with a walk-in shower, and the primary suite functions as its own retreat, featuring a soaking tub, private sauna, center-bench shower, and an oversized walk-in closet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,985
Property taxesest. at asking price, St. Johns County$1,198
Estimated total, before insurance$6,183/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,482/yr · $790/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$900,000
$180,000
Loan Term
Monthly Payment
$4,985
Principal & Interest: $4,985
Property taxes (est.): $1,198
Insurance (est.): $600
Estimated Total Monthly
$6,783
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 6:56 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$692,904$642,182▼ $22,221
2024$642,757$544,621—
2023$220,000$92,604—
2022$162,400$84,185—
2021$85,000$76,532—
2020$85,000$69,575—

2025 property taxes (current owner): $9,482/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$925,000
  • Aug 20, 2026Pending$925,000
  • Aug 5, 2026Active Under Contract$925,000
  • May 5, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $464/sq ft; this home is listed at $327/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
225 Pizarro Road, St. Augustine, FL 32080Listed by CENTURY 21 BECKHAM REALTYJul 2026$875,000$3683/2.52,3761230.2
300 Riverside Boulevard, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$750,000$3383/2.52,2201840.4
5497 Pelican Way, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2026$1,225,000$4824/42,54270.5
5483 Pelican Way Way, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$1,416,500$4644/33,053420.5
327 Micklers Road, St. Augustine, FL 32080Listed by REAL ESTATE ASSET DISPOSITION CORP.Sep 2026$1,002,000$3483/32,8831560.7
6435 Broward Street, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPSep 2026$1,675,000$6064/42,76340.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$925,000
Price / Sq Ft$327
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,833
Acres0.34 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address5900 Costanero Road, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionTreasure Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size14,810.4 sq ft
Parcel Number1828820010
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Available, Water Connected
SewerSeptic Tank
Water SourcePublic
Green / EnergyInsulation, Windows
ParkingGarage, Off Street, RV Access/Parking
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air, Electric
FlooringMarble, Tile, Wood
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchPorch, Rear Porch
RoofMetal
ConstructionComposition Siding, Concrete, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 5, 2026
Days on Market104
Tax Amount$9,481.52
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIV REALTY CO FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Treasure Beach

Treasure Beach is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Treasure Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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