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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deerwood, Jacksonville — a waterfront home in Jacksonville.

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Pending

Pending·167 days on market·Deerwood

10105 S Leisure Lane 3

Jacksonville, FL 32256

$215,000$137/sqftEst. $1,191/mo mortgageMLS# 2143365
2
Beds
2
Baths
1,573
Sq Ft
1973
Built
—
Garage
No
Pool

12 more homes for sale in Deerwood →Search Deerwood on the map

FEMA Zone XHOA $252/mo1,742 sqft lotWaterfrontCondominium1 story

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About this home

Deerwood

Welcome to easy, elegant living in this beautifully maintained 2-bedroom, 2-bath single-level condo, ideally situated within Highly desirable Deerwood Golf and Country Club* Perfectly positioned on a tranquil pond, this residence offers a serene setting with light-filled interiors that feel open & inviting* Thoughtful updates enhance the home, including refreshed bathrooms and a newly installed heating and cooling system for year-round comfort, value and peace of mind* Whether you're enjoying morning coffee overlooking the water or entertaining in the bright living spaces, this home delivers comfort and lifestyle in a sought-after setting* Residents have the option to enhance their lifestyle with country club membership, adding access to golf & social amenities* Ideally located just moments from the St. Johns Town Center, you'll enjoy an abundance of upscale shopping, diverse dining options & convenient proximity to hospitals & key destinations throughout the greater Jacksonville area*

Next steps in Deerwood

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
Property taxesest. at asking price, Duval County$351
HOAbilled annually$252
Estimated total, before insurance$1,794/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,551/yr · $296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Property taxes (est.): $351
Insurance (est.): $143
Estimated Total Monthly
$1,685
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$208,000$194,065—
2024$208,000$176,423—
2023$208,000$160,385—
2022$158,000$145,805—
2021$138,500$132,550—
2020$120,500$120,500—

2025 property taxes (current owner): $3,551/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 20, 2026Pending$215,000
  • May 4, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2705 Wood Hill Drive 2705, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYOct 2026$160,000$1392/1.51,154140.3
7761 Deerwood Point Court 1603, Jacksonville, FL 32256Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$262,500$1513/31,74490.3
7820 Fawn Brook Circle E, Jacksonville, FL 32256Listed by COMPLETE PROP MANAGEMENT LLCOct 2026$259,900$1953/21,3361190.5
7697 Legacy Trail, Jacksonville, FL 32256Listed by VSP REALTY & PROPERTY MANAGEMENTSep 2026$250,000$1683/2.51,49280.8
7602 Las Palmas Way 181, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$150,000$1182/21,2761791
7852 Playa Del Rey Court, Jacksonville, FL 32256Listed by ROUND TABLE REALTYSep 2026$182,000$1043/2.51,7431491.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,000
Price / Sq Ft$137
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,573
Total Structure Area1,573 sq ft
Acres0.04 acres
Year Built1973
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusPending
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address10105 S Leisure Lane 3, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeerwood
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,742.4 sq ft
Parcel Number1486310503
ZoningPUD

Amenities

AmenitiesGated, Playground
Community FeaturesSuburban, Gated
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned, Carport, Covered, Detached Carport, Gated
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio
RoofShingle
ConstructionBlock, Frame, Shell Dash
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 4, 2026
Days on Market105
HOA Fees$3,020.05 / Annually
HOA FrequencyAnnually
HOA NameDeerwood Improvement Association (D.I.A.)
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$3,551.33
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deerwood

Deerwood is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deerwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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