This home is in Deerwood, Jacksonville.

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Active

Active·130 days on market·Deerwood

10150 Leisure Lane N 23

Jacksonville, FL 32256

$310,000$189/sqftEst. $1,650/moMLS# 2133805

Beds

Baths

1,640

Sq Ft

1973

Built

—

Garage

Pool

About this home

Deerwood

LENDER INCENTIVE! Ask about the Preferred Condo Approved Lender Incentive Details! Don't miss this light and bright condo in the highly desirable Deerwood CC! Overlooking a tranquil pond and surrounded by nature, you'll enjoy peaceful views and a relaxing patio right outside your door. Inside, the condo has been freshly painted and features a beautifully updated kitchen and bathrooms, along with durable and stylish luxury vinyl plank flooring throughout. The open, airy feel allows natural light to flow through the living spaces, creating a warm and inviting atmosphere that feels like home the moment you walk in. Deerwood CC is one of Jacksonville's premier gated communities, known for its beautiful landscape and prime location. You'll love being just a short drive from the beaches, downtown Jacksonville, Mayo Clinic, dining and Saint Johns Towne Center! NEW WATER HEATER AND UPDATED ELECTRICAL! Don't Miss this Opportunity! Conveniences of a Condo but lives like a Townhome!

Cost to own

Mortgage calculator

Home Price

$310,000

Down Payment: 20%

$62,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,566

Principal & Interest: $1,566

Est. Taxes & Insurance: $391

Estimated Total Monthly

$1,957

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,650

Property taxesest. at asking price, Duval County$506

HOAbilled monthly$715

Estimated total, before insurance$2,871/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$191,000	$191,000	—
2024	$191,000	$184,476	—
2023	$217,000	$167,706	—
2022	$164,500	$152,460	—
2021	$143,500	$138,600	—
2020	$126,000	$126,000	—

2025 property taxes (current owner): $3,409/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History