Active·96 days on market
33 Riverside Lane
Palm Coast, FL 32164
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Welcome to this beautifully renovated 4-bedroom, 2-bathroom home that perfectly blends modern updates with everyday comfort and even offers an incredible investment opportunity. Currently operating as a successful short-term rental averaging $185 a night and already booked for the next two months, this property is ideal as a primary residence, vacation home, or income-producing investment. Inside, you'll find a completely remodeled interior featuring luxury vinyl plank and tile flooring throughout with no carpet anywhere. The stunning kitchen has been updated with new cabinetry, a stylish backsplash, and newer stainless steel appliances, creating a bright and functional space for entertaining. The primary bathroom has been completely renovated with beautiful modern finishes, adding a luxurious touch to the home. Step outside to your own private retreat with a screened-in swimming pool, new pool heater, and a spacious fully fenced backyard perfect for relaxing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,736 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,538/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 20, 2026Price change$410,000−$5,000
- Aug 16, 2026Active$415,000
- Jul 27, 2026Active Under Contract$415,000
- Jul 6, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 35 Ramblewood Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Jul 2026 | $339,415 | $182 | 4/2 | 1,862 | 89 | 0.4 |
| 25 Ryapple Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $319,000 | $171 | 4/2 | 1,862 | 174 | 0.5 |
| 69 Ryberry Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $310,000 | $166 | 4/2 | 1,862 | 33 | 0.6 |
| 16 Rybark Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $334,000 | $179 | 4/2 | 1,862 | 144 | 0.7 |
| 70 Rae Drive, Palm Coast, FL 32164Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $292,000 | $175 | 3/2 | 1,668 | 8 | 0.7 |
| 121 Whippoorwill Drive, Palm Coast, FL 32164Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $237,500 | $159 | 4/2 | 1,497 | 10 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: GAILEY ENTERPRISES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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