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Active

Active·2 days on market

33 Riverside Lane

Palm Coast, FL 32164

$415,000$256/sqftEst. $2,209/moMLS# 2154018

Beds

Baths

1,624

Sq Ft

1998

Built

Garage

Yes

Pool

About this home

Palm Coast

Welcome to this beautifully renovated 4-bedroom, 2-bathroom home that perfectly blends modern updates with everyday comfort and even offers an incredible investment opportunity. Currently operating as a successful short-term rental averaging $185 a night and already booked for the next two months, this property is ideal as a primary residence, vacation home, or income-producing investment. Inside, you'll find a completely remodeled interior featuring luxury vinyl plank and tile flooring throughout with no carpet anywhere. The stunning kitchen has been updated with new cabinetry, a stylish backsplash, and newer stainless steel appliances, creating a bright and functional space for entertaining. The primary bathroom has been completely renovated with beautiful modern finishes, adding a luxurious touch to the home. Step outside to your own private retreat with a screened-in swimming pool, new pool heater, and a spacious fully fenced backyard perfect for relaxing

Cost to own

Mortgage calculator

Home Price

$415,000

Down Payment: 20%

$83,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,209

Principal & Interest: $2,209

Est. Taxes & Insurance: $552

Estimated Total Monthly

$2,761

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,209

Estimated total, before insurance$2,209/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,538/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History