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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·126 days on market

129 Chipco Court

Jacksonville, FL 32218

$284,990$182/sqftEst. $1,560/moMLS# 2147445
↓ $20,000 below original list
3
Beds
2.5
Baths
1,566
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $92/mo4,792 sqft lotSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Discover Your Dream Home in the Park Grove Community! Welcome to the Auburn Plan where modern design meets comfort. This elegant 2-story home features a flowing open layout that connects a spacious kitchen, sophisticated great room, and inviting dining area. The kitchen is a culinary haven with stylish cabinetry, quartz countertops, and stainless steel appliances, including a range, microwave, and dishwasher. The first floor also includes a convenient powder room. Upstairs, enjoy a tranquil primary suite with a private bath featuring dual vanity sinks and a large loft perfect for relaxation or entertaining. A spacious 2-car garage adds functionality. With energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty, this home offers style and peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,560
Property taxesest. at asking price, Duval County$465
HOAbilled annually$92
Estimated total, before insurance$2,117/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$284,990
$56,998
Loan Term
Monthly Payment
$1,560
Principal & Interest: $1,560
Property taxes (est.): $465
Insurance (est.): $190
Estimated Total Monthly
$2,215
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,391 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $300/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$284,990−$5,000
  • Sep 22, 2026Price change$289,990−$15,000
  • Sep 9, 2026Price change$304,990+$25,102
  • Sep 2, 2026Price change$279,888−$5,000
  • Aug 25, 2026Price change$284,888−$20,102
  • May 28, 2026Listed$304,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$284,990
Price / Sq Ft$182
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,566
Acres0.11 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleSelect One

Community Information

Address129 Chipco Court, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionNot Validd
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size4,791.6 sq ft
Parcel Number108277 0415

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesOpen Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingElectric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchPorch
RoofShingle
ConstructionVinyl Siding

Additional Information

Date ListedMay 28, 2026
Days on Market125
HOA Fees$1,100 / Annually
HOA FrequencyAnnually
Tax Amount$300
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WJH BROKERAGE FL LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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