This home is in Isle of Palms, Jacksonville.

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Pending

Pending·78 days on market·Isle of Palms

14540 Stacey Road

Jacksonville, FL 32250

$715,000$400/sqftEst. $3,634/moMLS# 2143267

Beds

Baths

1,786

Sq Ft

1961

Built

—

Garage

Yes

Pool

About this home

Isle of Palms

Canal-Front Opportunity in Isle of Palms - Huge Lot & Endless Potential Rare opportunity to own a canal-front property in the highly sought-after Isle of Palms community, just minutes from the beach. Situated on an oversized lot, this property offers incredible potential for renovation, customization, or investment. The home is in need of a full remodel and is being sold as-is, making it ideal for investors, builders, or buyers looking to create their dream home in a prime location. With canal access and a private pool already in place, the possibilities to transform this property into a stunning coastal retreat are endless. Notable updates include a new AC unit (2022) and a new electrical panel (2022), providing a valuable head start on major systems. Whether you're an investor or a homeowner with vision, this is a rare chance to secure a property with strong upside in one of the area's most desirable neighborhoods.

Cost to own

Mortgage calculator

Home Price

$715,000

Down Payment: 20%

$143,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,634

Principal & Interest: $3,634

Property taxes (est.): $1,168

Insurance (est.): $477

Estimated Total Monthly

$5,278

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,634

Property taxesest. at asking price, Duval County$1,167

Estimated total, before insurance$4,802/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$566,832	$108,167	▲ $19,592
2024	$547,920	$102,862	▲ $32,505
2023	$525,537	$96,808	▲ $53,544
2022	$458,835	$95,431	—
2021	$381,381	$89,725	—
2020	$374,791	$112,099	▲ $3,346

2025 property taxes (current owner): $3,794/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.