Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.

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Active

Active·45 days on market·Isle of Palms

3933 Petite Drive W

Jacksonville, FL 32250

$610,000$352/sqftEst. $3,146/moMLS# 2133120

Beds

Baths

1,734

Sq Ft

1977

Built

Garage

Yes

Pool

About this home

Isle of Palms

GREAT NEW PRICE AND AN OUTSTANDING LOCATION. Time to live in the Isle of Palms with close proximity to the beach and Mayo Clinic.Dive in and get this awesome Pool home. NO HOA or CDD FEES. New Pavers on the driveway lead to this well maintained home. Great pool in the back yard with pergola and total privacy. Open floor plan with an oversized ,updated kitchen. The great room has vaulted ceilings, wood beams and skylights along with an electric fireplace for cozy evenings. The additional room off the kitchen is great for entertaining or just relaxing in after a long day at work. There is 1734 square feet with 3 bedrooms and 2 baths and all rooms have hard surface wood look tile throughout. The primary suite has access to the pool and oversized walk in closet. Close to Mayo Clinic, the beach, schools, shopping and the airport.New HVAC 2024 , Roof 2017 & Hot Water Heater 2020

Cost to own

Mortgage calculator

Home Price

$610,000

Down Payment: 20%

$122,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,146

Principal & Interest: $3,146

Property taxes (est.): $996

Insurance (est.): $407

Estimated Total Monthly

$4,548

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,146

Property taxesest. at asking price, Duval County$996

Estimated total, before insurance$4,142/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$415,412	$0	▲ $20,000
2024	$395,835	$0	▲ $19,254
2023	$388,711	$0	—
2022	$330,539	$0	—
2021	$272,731	$0	—
2020	$245,872	$0	▲ $15,000

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,265 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History