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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.

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Active

Active·90 days on market·Isle of Palms

3933 Petite Drive W

Jacksonville, FL 32250

$579,900$334/sqftEst. $3,096/moMLS# 2133120
↓ $45,000 below original list
3
Beds
2
Baths
1,734
Sq Ft
1977
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Isle of Palms

GREAT NEW PRICE AND AN OUTSTANDING LOCATION. Time to live in the Isle of Palms with close proximity to the beach and Mayo Clinic.Dive in and get this awesome Pool home. NO HOA or CDD FEES. New Pavers on the driveway lead to this well maintained home. Great pool in the back yard with pergola and total privacy. Open floor plan with an oversized ,updated kitchen with high quality cabinets & drawers.& new blinds throughout.The great room has vaulted ceilings, wood beams and skylights along with an electric fireplace for cozy evenings. The additional room off the kitchen is great for entertaining or just relaxing in after a long day at work.There is 1734 square feet with 3 bedrooms and 2 baths and all rooms have hard surface wood look tile throughout. The primary suite has access to the pool and oversized walk in closet. Close to Mayo Clinic, the beach, schools, shopping and the airport.New HVAC 2024,Roof 2017 New Pool Pump 2026

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,096
Property taxesest. at asking price, Duval County$947
Estimated total, before insurance$4,043/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$579,900
$115,980
Loan Term
Monthly Payment
$3,096
Principal & Interest: $3,096
Property taxes (est.): $947
Insurance (est.): $387
Estimated Total Monthly
$4,429
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,265 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:16 AM, sunset 7:18 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$415,412$0▲ $20,000
2024$395,835$0▲ $19,254
2023$388,711$0—
2022$330,539$0—
2021$272,731$0—
2020$245,872$0▲ $15,000

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Price change$579,900−$30,100
  • Jul 22, 2026Price change$610,000−$14,900
  • Jun 28, 2026Listed$624,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$579,900
Price / Sq Ft$334
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,734
Total Structure Area2,272 sq ft
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep
Is WaterfrontNo
Direction FacesWest

Community Information

Address3933 Petite Drive W, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionIsle Of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Dimensions76 x 100
Parcel Number1803480602
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Split Bedrooms
AppliancesElectric Oven
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Additional Information

Date ListedJune 28, 2026
Days on Market84
Tax Year2026
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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