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This home is in Trailmark, St. Augustine.

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Active Under Contract

Active Under Contract·61 days on market·Trailmark

237 Cedarstone Way

St. Augustine, FL 32092

$679,900$243/sqftEst. $3,619/moMLS# 2143050
4
Beds
3
Baths
2,798
Sq Ft
2019
Built
3
Garage
Yes
Pool

About this home

Trailmark

Tucked away on a quiet cul-de-sac in one of St. Augustine's most sought-after master-planned communities, this thoughtfully designed one-story Villano floor plan offers an unparalleled combination of luxury and value, with the CDD bond fully paid off!! Set on an expansive, oversized lot just moments from the amenity center and zoned for top-rated schools, the location is truly second to none. Inside, the home feels remarkably open and light, with hardwood-look tile flowing seamlessly through the main living areas to create an inviting, easy-to-maintain environment. The gourmet kitchen serves as the heart of the home, anchored by high-caliber cabinetry, sleek Quartz countertops, and professional-grade double wall ovens. A large central island provides the perfect hub for gathering, while the adjacent formal dining room and expansive covered patio offer effortless transitions for both daily living and large-scale hosting.

Cost to own

Mortgage calculator

$679,900
$135,980
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Est. Taxes & Insurance: $859
Estimated Total Monthly
$4,293
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,619
Property taxesest. at asking price, St. Johns County$905
HOAbilled annually$8
Estimated total, before insurance$4,532/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$542,444$442,915
2024$548,594$429,725
2023$506,558$415,752
2022$463,269$383,163
2021$376,439$312,082
2020$355,107$305,107

2025 property taxes (current owner): $7,431/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 11, 2026Active Under Contract$679,900
  • May 15, 2026Listed$679,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$679,900
Price / Sq Ft$243
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,798
Acres0.37 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address237 Cedarstone Way, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionTrailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size16,117.2 sq ft
Parcel Number0290111960
ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Boat Dock, Clubhouse, Jogging Path, Playground
UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Downstairs, Walk-In Closet(s), Other
AppliancesOther, Dryer, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionIrregular Lot
Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
ConstructionOther, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 15, 2026
Days on Market57
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$7,431.03
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Trailmark

Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Trailmark homes for sale →

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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