This home is in Marsh Cove, Fernandina Beach.
Sold·Closed Jul 20, 2026·66 days on market·Recent sales in Marsh Cove·Marsh Cove
123 Hirth Road 1103
Fernandina Beach, FL 32034
2 more homes for sale in Marsh Cove →Search Marsh Cove on the map
About this home
Marsh Cove
Located in the desirable Marsh Cove community on Amelia Island, this beautifully renovated 2-bedroom, 1.5-bath townhome style condo offers the perfect blend of comfort and coastal charm. The bright and open living space leads to a private back patio, ideal for relaxing or entertaining. Upstairs, the primary bedroom features a private balcony, perfect for enjoying morning coffee. Thoughtfully updated and in excellent condition, this condo is move-in ready. Marsh Cove residents enjoy access to a refreshing community pool, all with low monthly condo fees. Conveniently located near shopping, dining, and the Amelia Island Marina, this home provides easy access to all the island has to offer. Don't miss this opportunity to own a piece of paradise!
Next steps in Marsh Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $215,740 | $174,694 | — |
| 2024 | $215,208 | $158,813 | — |
| 2023 | $192,150 | $144,375 | — |
| 2022 | $131,250 | $131,250 | — |
| 2021 | $114,500 | $114,500 | — |
| 2020 | $113,400 | $60,028 | — |
Estimated taxes if purchased at asking price: ~$3,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 28, 2026Closed$227,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $392/sq ft; this home is listed at $216/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jul 2026 | $301,000 | $392 | 2/2 | 767 | 324 | 1.9 |
| 1601 Nectarine Street F5, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Jun 2026 | $225,000 | $230 | 2/2 | 978 | 270 | 2.1 |
| 382 S Fletcher Avenue 306, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Aug 2026 | $685,000 | $723 | 2/2 | 948 | 114 | 3.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: STILLWELL REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Marsh Cove
Marsh Cove is a neighborhood in Ponte Vedra Beach Condos, FL (Nassau County), ZIP 32034.
View all Marsh Cove homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines