This home is in Jacksonville.

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Active Under Contract

Active Under Contract·68 days on market

8942 5th Avenue

Jacksonville, FL 32208

$209,999$204/sqftEst. $1,118/moMLS# 2142926

Beds

Baths

1,027

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Brand new construction offering the perfect blend of efficiency, affordability, and modern design. This 3-bedroom, 2-bath home features an open layout, spacious living area, and a functional split-bedroom floor plan. The kitchen flows seamlessly into the main living space, ideal for everyday living and entertaining. Built for low maintenance and peace of mind, this home includes all the benefits of new construction with updated systems and energy-efficient features. Enjoy a 2-car garage, covered front porch, and private outdoor space. No water and sewer bill adds significant monthly savings. Ask about our preferred lender programs with down payment assistance, offering qualified buyers the opportunity to purchase with little to no money out of pocket. Perfect for first-time buyers, investors, or anyone looking for a move-in ready home with long-term value.

Cost to own

Mortgage calculator

Home Price

$209,999

Down Payment: 20%

$42,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,118

Principal & Interest: $1,118

Est. Taxes & Insurance: $279

Estimated Total Monthly

$1,397

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,118

Property taxesest. at asking price, Duval County$343

Estimated total, before insurance$1,460/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$16,688	$13,461	▲ $4,450

2025 property taxes (current owner): $259/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,324 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History