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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater Creek, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 7, 2026·28 days on market·Recent sales in Sweetwater Creek·Sweetwater Creek

11668 Oxford Crest Lane

Jacksonville, FL 32258

$425,000sold priceListed at $425,000 · 100% of asking$193/sqftMLS# 2142887
4
Beds
2
Baths
2,203
Sq Ft
1992
Built
2
Garage
No
Pool

4 more homes for sale in Sweetwater Creek →Search Sweetwater Creek on the map

FEMA Zone XHOA $30/mo11,761 sqft lotWaterfrontSingle Family Residence1 story

About this home

Sweetwater Creek

Tucked away on a quiet cul-de-sac in the highly desirable Mandarin area of Jacksonville, this beautifully maintained 4-bedroom, 2-bath home offers the perfect blend of comfort, style, and waterfront living. Situated on a serene lake lot with picturesque views stretching down the water, this home provides a peaceful backdrop for everyday living. Step inside to discover a thoughtfully designed floor plan featuring a fully remodeled luxury kitchen that seamlessly overlooks the spacious family room--ideal for both entertaining and daily life. Double French doors flood the space with natural light and open to a covered back porch, creating an effortless indoor-outdoor flow perfect for relaxing or hosting guests. The split-bedroom layout offers privacy and functionality, with three generously sized bedrooms on one side of the home. The secondary bathroom conveniently features direct access to the back patio, making it an ideal future pool bath.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
HOAbilled annually$30
Estimated total, before insurance$3,078/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,604/yr · $550/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$354,161$350,149—
2024$344,540$318,318—
2023$345,979$289,380▲ $29,625
2022$304,668$263,073—
2021$239,158$239,158—
2020$228,900$228,900▲ $2,859

2025 property taxes (current owner): $6,604/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$425,000
  • May 1, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5266 Chestnut Lake Drive, Jacksonville, FL 32258Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$437,000$1984/22,20370.3
11979 Colby Creek Drive, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERYSep 2026$412,000$2263/21,822210.6
5333 Liberty Lake Drive S, Jacksonville, FL 32258Listed by ROUND TABLE REALTYSep 2026$425,000$2053/22,0781510.7
5052 Taylor Creek Drive, Jacksonville, FL 32258Listed by REGNIER REAL ESTATESep 2026$589,900$2773/22,128670.7
5327 Racoon Ridge Court, Jacksonville, FL 32258Listed by DOGWOOD REALTYSep 2026$350,000$2263/21,551840.8
12283 Autumnbrook Trail W, Jacksonville, FL 32258Listed by MOMENTUM REALTYSep 2026$385,000$1983/21,940520.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$193
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,203
Acres0.27 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address11668 Oxford Crest Lane, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionSweetwater Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size11,761.2 sq ft
Parcel Number1564590410

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedMay 1, 2026
Days on Market28
HOA Fees$361 / Annually
HOA FrequencyAnnually
Tax Amount$6,603.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater Creek

Sweetwater Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Sweetwater Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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