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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 28, 2026·9 days on market·Recent sales in Jacksonville

2501 Cedar Trace Drive W

Jacksonville, FL 32246

$550,000sold priceListed at $550,000 · 100% of asking$196/sqftMLS# 2141859
4
Beds
2
Baths
2,805
Sq Ft
2002
Built
2
Garage
No
Pool
HOA $62/mo13,939 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Open House Saturday April 25th 11:00-1:00. Make Windsor Chase your new home!! This spacious open floor plan offers stunning lake views that create a peaceful backdrop for everyday living. The oversized kitchen is a true centerpiece, featuring a large island and elegant 42'' cabinets--perfect for entertaining or family gatherings. Retreat to the luxurious primary suite, where the spa-like bathroom boasts an oversized walk-in shower with dual shower heads, a marble garden tub, and separate his-and-hers vanities. Thoughtful details like crown molding add an extra touch of sophistication throughout the home. Step outside to an expansive pavered patio, where tranquil lake views set the perfect scene for relaxing evenings or effortless outdoor entertaining. With nearly 3,000 square feet under roof, this home combines comfort, style, and space in a beautiful lakeside setting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Duval County$898
HOAbilled quarterly$62
Estimated total, before insurance$4,006/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,634/yr · $303/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,311
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$440,884$175,017—
2024$427,249$169,378—
2023$415,140$162,989—
2022$410,616$156,786—
2021$279,799$150,764—
2020$256,912$147,993—

2025 property taxes (current owner): $3,634/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $269/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12156 Cedar Trace Drive N, Jacksonville, FL 32246Listed by COMPASS FLORIDA LLCAug 2026$560,000$2693/22,07890.2
12029 Cavalry Court, Jacksonville, FL 32246Listed by REALTY ONE GROUP ELEVATESep 2026$524,900$2493/22,104420.5
2171 Cavalry Boulevard, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNSOct 2026$535,000$2354/22,27460.6
2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$535,000$2674/32,0061350.6
12752 Costas Way, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$675,000$3014/32,2461330.7
2676 Cassia Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$955,000$3284/32,9121270.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$196
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,805
Acres0.32 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address2501 Cedar Trace Drive W, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionWindsor Chase
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size13,939.2 sq ft
Parcel Number1652868635

Amenities

UtilitiesElectricity Available, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryLower Level

Exterior

Patio / PorchPatio
RoofShingle

Additional Information

Date ListedApril 24, 2026
Days on Market9
HOA Fees$185 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,634.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA LIFE REALTY AND INVESTMENTS, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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