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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Sandalwood High School.

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Active Under Contract

Active Under Contract·44 days on market

12029 Cavalry Court

Jacksonville, FL 32246

$534,900$254/sqftEst. $2,764/moMLS# 2156501
3
Beds
2
Baths
2,104
Sq Ft
2003
Built
2
Garage
No
Pool

About this home

Jacksonville

What if the expensive updates were already done? Set on a private .32-acre cul-de-sac lot with peaceful preserve and water views, this beautifully updated 2,104 sq ft home offers move-in-ready living without a long list of projects waiting after closing. If you're comparing homes in this price range, look beyond the list price and consider what you'll need to replace, repair or update after closing--at 12029 Cavalry Court, much of that work has already been done. Major improvements include a newer roof (2020), energy-efficient windows (2026), Trane 100% variable-speed HVAC (2022), Performance Platinum hybrid heat-pump water heater (2024), whole-home water softener, fresh interior paint and updated exterior. Inside, soaring ceilings and abundant natural light create an open, airy feel. Luxury vinyl plank flooring flows through the main living areas with new carpet in the bedrooms. The updated kitchen opens to the living space and features granite countertops, refinished soft-close

Cost to own

Mortgage calculator

$534,900
$106,980
Loan Term
Monthly Payment
$2,764
Principal & Interest: $2,764
Property taxes (est.): $873
Insurance (est.): $357
Estimated Total Monthly
$3,994
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,764
Property taxesest. at asking price, Duval County$873
HOAbilled annually$34
Estimated total, before insurance$3,672/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,879/yr · $323/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,879/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 3, 2026Active Under Contract$534,900
  • Aug 24, 2026Price change$534,900$15,000
  • Aug 3, 2026Price change$549,900$10,000
  • Jul 23, 2026Active$559,900
  • Jul 21, 2026Listed$559,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$534,900
Price / Sq Ft$254
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,104
Acres0.32 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address12029 Cavalry Court, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionRichmond Place
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size13,939.2 sq ft
Parcel Number1652862545
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Protected Preserve, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Glass Enclosed, Rear Porch
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 23, 2026
Days on Market43
HOA Fees$409.5 / Annually
HOA FrequencyAnnually
Tax Amount$3,878.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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