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Active·Listed today

12029 Cavalry Court

Jacksonville, FL 32246

$559,900$289/sqftEst. $2,846/moMLS# 2156501
3
Beds
2
Baths
1,936
Sq Ft
2003
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome home to this beautifully updated, truly move-in ready residence situated on a private preserve and water-view cul-de-sac lot. Every major improvement has already been completed, allowing you to simply move in and enjoy. Recent upgrades include a newer roof (2020), all-new energy-efficient windows (2026), fresh interior paint, updated front stucco and exterior paint, all-new exterior lighting, tuned irrigation system with new backflow preventer (2026), and extensive professional landscaping with decorative rock and paver borders. Inside, the open-concept floor plan offers soaring ceilings, luxury vinyl plank flooring throughout the main living areas, new carpet in the bedrooms, abundant natural light, and a beautifully updated kitchen featuring granite countertops, refinished soft-close cabinetry, a large breakfast bar, generous prep space, and abundant storage. The spacious owner's suite provides a true retreat with dual vanities, a frameless glass shower, relaxing garden tub

Cost to own

Mortgage calculator

$559,900
$111,980
Loan Term
Monthly Payment
$2,846
Principal & Interest: $2,846
Property taxes (est.): $914
Insurance (est.): $373
Estimated Total Monthly
$4,133
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,846
Property taxesest. at asking price, Duval County$914
HOAbilled annually$34
Estimated total, before insurance$3,794/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,879/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 23, 2026Active$559,900
  • Jul 21, 2026Listed$559,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$559,900
Price / Sq Ft$289
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,936
Total Structure Area2,103 sq ft
Acres0.32 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

School Information

ElementaryKernan Trail
MiddleKernan
HighSandalwood

Community Information

Address12029 Cavalry Court, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionRichmond Place
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size13,939.2 sq ft
Parcel Number1652862545
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Protected Preserve, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Glass Enclosed, Rear Porch
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 23, 2026
Days on Market0
HOA Fees$409.5 / Annually
HOA FrequencyAnnually
Tax Amount$3,878.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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