This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Jul 9, 2026·36 days on market·Recent sales in Atlantic Beach
340 9th Street
Atlantic Beach, FL 32233
About this home
Atlantic Beach
Welcome to 340 9th Street, a newly constructed coastal-modern home in one of Atlantic Beach's most desirable locations. Enjoy a true walkable and golf-cart-friendly lifestyle with easy access to the beach, Atlantic Beach Country Club, neighborhood parks, dining, and shopping. Designed for both luxury and functionality, the chef's kitchen features a full suite of premium Thermador appliances, custom cabinetry, an oversized island, and a dedicated wine and beverage refrigerator. A fully equipped catering kitchen (scullery) offers an additional refrigerator, dishwasher, oven/microwave, sink, and extensive storage--ideal for entertaining while maintaining a clean main kitchen. The open-concept living space is filled with natural light and seamlessly connects to the outdoor living area, creating the ultimate indoor-outdoor flow. A modern fireplace and custom millwork
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,476 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $750,035 | $715,035 | — |
| 2024 | $650,032 | $650,032 | — |
| 2023 | $625,028 | $605,022 | — |
| 2022 | $610,022 | $550,020 | — |
| 2021 | $500,019 | $500,019 | — |
| 2020 | $500,019 | $500,019 | ▼ $89,292 |
2025 property taxes (current owner): $12,521/yr
Estimated taxes if purchased at asking price: ~$61,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 9, 2026Closed$3,250,000
- May 5, 2026Listed$3,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $693/sq ft; this home is listed at $878/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 370 8th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Sep 2026 | $2,370,000 | $733 | 4/3.5 | 3,233 | 78 | 0.1 |
| 397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $2,085,000 | $693 | 4/4 | 3,010 | 79 | 0.1 |
| 740 Sherry Drive, Atlantic Beach, FL 32233Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $2,800,000 | $831 | 4/4.5 | 3,369 | 157 | 0.2 |
| 1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $2,775,000 | $690 | 5/4.5 | 4,020 | 92 | 0.3 |
| 1515 Selva Marina Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,900,000 | $634 | 5/3 | 2,999 | 30 | 0.3 |
| 398 Sherry Drive, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Aug 2026 | $1,749,000 | $663 | 4/4 | 2,637 | 75 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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