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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 3, 2026·85 days on market·Recent sales in Atlantic Beach

1515 Beach Avenue

Atlantic Beach, FL 32233

$7,800,000sold priceListed at $8,950,000 · 87.2% of asking$1766/sqftMLS# 2132995
6
Beds
4.5
Baths
4,418
Sq Ft
2006
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA13,068 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Atlantic Beach

This stunning West indies-style home designed by Cronk-Duch offers a luxurious Beach Villa experience, located in the heart of Atlantic Beach. It features a wonderfully livable and open floor plan with attention to finishes and details throughout. Mahogany trim, doors, beams & windows throughout create a warm and inviting atmosphere. Marble & stone through out add elegance. 3 fireplaces. First floor has an open chef's kitchen with a 8' x 8' marble island, Wolf gas cooktop, Subzero refrigerator, etc. lovely dining area and great room with oversized pocket doors that open to the expansive pool/spa area. The pool is recently totally refurbished and yard with new turf & putting green perfect for relaxing and entertaining. First floor also has an office/den and laundry room. 2 nd floor features a spacious primary suite with lavish bath with a sauna and oceanfront balcony. Two more well appointed bedrooms and a full bath on the floor for family or guests. See more...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$43,204
Property taxesest. at asking price, Duval County$12,736
Estimated total, before insurance$55,941/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$55,820/yr · $4,652/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$7,800,000
$1,560,000
Loan Term
Monthly Payment
$43,204
Principal & Interest: $43,204
Property taxes (est.): $12,736
Insurance (est.): $5,200
Estimated Total Monthly
$61,141
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,810 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$5,237,366$3,289,532—
2024$5,080,164$3,196,117▼ $1,260
2023$4,412,124$3,101,570—
2022$3,752,116$3,009,777—
2021$3,146,401$2,920,658—
2020$2,989,242$2,879,643—

2024 property taxes (current owner): $55,820/yr

Estimated taxes if purchased at asking price: ~$152,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$8,950,000
  • Aug 21, 2026Pending$8,950,000
  • Mar 17, 2026Listed$8,950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $775/sq ft; this home is listed at $2,026/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$2,775,000$6905/4.54,020920.2
357 12th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$4,050,000$7754/5.55,223810.3
340 9th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$3,125,000$8455/53,700360.5
370 8th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPSep 2026$2,370,000$7334/3.53,233780.6
740 Sherry Drive, Atlantic Beach, FL 32233Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$2,800,000$8314/4.53,3691570.7
556 Timber Bridge Lane, Atlantic Beach, FL 32233Listed by REAL BROKER LLCOct 2026$2,050,000$5104/3.54,02370.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$8,950,000
Price / Sq Ft$2,026
Bedrooms6
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,418
Acres0.30 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address1515 Beach Avenue, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size13,068 sq ft
Parcel Number1703090000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo

Exterior

ConstructionConcrete, Frame, Stucco

Additional Information

Date ListedMarch 17, 2026
Days on Market85
Tax Amount$55,819.83
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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