This home is in St. Augustine.
Sold·Closed Aug 3, 2026·61 days on market·Recent sales in St. Augustine
237 St Thomas Street
St. Augustine, FL 32095
About this home
St. Augustine
Located in the tucked-away Eagle Creek community of St. Augustine, this beautifully situated home offers a peaceful setting surrounded by natural beauty. The backyard overlooks a serene neighborhood pond, creating a calm, scenic backdrop for everyday living. Outdoor living shines with a screened-in lanai--perfect for year-round relaxation--and a beautiful back deck ideal for entertaining, grilling, or unwinding by the water. Whole-home gutters add convenience and long-term value. Eagle Creek is a hidden gem located near Guana River State Park, just minutes to St. Augustine beaches, historic downtown, dining, shopping, and top-rated St. Johns County schools. Enjoy nearby trails, kayaking, and endless outdoor recreation.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,804 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $254,578 | $23,070 | — |
| 2024 | $265,968 | $20,303 | — |
| 2023 | $257,858 | $16,799 | — |
| 2022 | $245,527 | $63,397 | — |
| 2021 | $178,899 | $60,094 | — |
| 2020 | $162,727 | $58,574 | — |
2025 property taxes (current owner): $1,142/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 4, 2026Closed$345,000
- Apr 23, 2026Listed$345,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $255/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 109 Marsh Island Circle, St. Augustine, FL 32095Listed by REAL BROKER LLC | Apr 2026 | $345,000 | $205 | 3/2 | 1,685 | 37 | 0.1 |
| 267 Honeycomb Trail, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $353,000 | $224 | 3/2 | 1,574 | 54 | 0.4 |
| 259 Honeycomb Trail, St. Augustine, FL 32095Listed by JPAR CITY AND BEACH | May 2026 | $333,000 | $240 | 3/2 | 1,389 | 91 | 0.4 |
| 205 River Island Circle, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $370,000 | $226 | 4/2.5 | 1,636 | 234 | 0.5 |
| 6460 Old Dixie Drive, St. Augustine, FL 32095Listed by MAXREV, LLC | Aug 2026 | $295,000 | $256 | 2/2 | 1,152 | 23 | 1 |
| 406 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC | Sep 2026 | $384,990 | $233 | 3/2 | 1,655 | 53 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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