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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Jan 20, 2026·15 days on market·Recent sales in St. Augustine

517 St Croix Street

St. Augustine, FL 32095

$370,000sold priceListed at $375,000 · 98.7% of asking$258/sqftMLS# 2120507
3
Beds
2
Baths
1,434
Sq Ft
1998
Built
2
Garage
No
Pool
HOA $62/mo8,276 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Fully Renovated with Breathtaking Local Views! Welcome home to 517 St Croix Street, a stunning, fully renovated single-family residence in the desirable Eagle Creekneighborhood of St. Johns County. This property is a true standout! Enjoy a bright, open floor plan featuring a brand-new kitchen with stainless steel appliances and premium countertops. The home boasts 3 spacious bedrooms and 2 luxurious, remodeled bathrooms. No detail was overlooked in this top-to-bottom renovation! But the best feature is the location: Eagle Creek is renowned for having one of the best local views in the entire area, offering a serene and picturesque backdrop to your daily life. Located in A-rated St. Johns County school district and just minutes from all St. Augustine has to offer. This is the turn-key opportunity you've been waiting for!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,049
Property taxesest. at asking price, St. Johns County$492
HOAbilled quarterly$62
Estimated total, before insurance$2,603/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,629/yr · $136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,629/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $262/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
237 St Thomas Street, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$339,000$2513/21,353610
109 Marsh Island Circle, St. Augustine, FL 32095Listed by REAL BROKER LLCApr 2026$345,000$2053/21,685370.1
444 Island View Circle, St. Augustine, FL 32095Listed by EAST COAST REALTYMay 2026$311,000$2673/21,16650.2
405 Island View Circle, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$332,500$2303/21,44350.2
267 Honeycomb Trail, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$353,000$2243/21,574540.4
259 Honeycomb Trail, St. Augustine, FL 32095Listed by JPAR CITY AND BEACHMay 2026$333,000$2403/21,389910.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$262
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,434
Acres0.19 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address517 St Croix Street, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionEagle Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size8,276.4 sq ft
Parcel Number0745312020

Amenities

AmenitiesPool, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedDecember 5, 2025
Days on Market15
HOA Fees$185 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,628.62
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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