This home is in St. Augustine — a home near St. Augustine High School.
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Sold·Closed Apr 30, 2026·5 days on market·Recent sales in St. Augustine
405 Island View Circle
St. Augustine, FL 32095
About this home
St. Augustine
Charming 3BR/2BA concrete block home located in the desirable Eagle Creek community in North St. Augustine! This well-maintained home features an open living and dining area, a breakfast bar, and a spacious primary suite with walk-in closet. A versatile bonus room offers flexibility for a home office, guest space, or potential 4th bedroom. Enjoy outdoor living with a rear deck, private wood-fenced backyard, and a welcoming front porch. Additional highlights include a low-maintenance stucco exterior, 2-car garage with Chamberlain smart garage door opener, roof approximately 7 years old, and HVAC system replaced 5 years ago. Take a short walk or bike ride to enjoy beautiful nearby marsh views, while the home itself does not require flood insurance. Affordable HOA dues include access to a community pool and playground located just one street away. Conveniently located just 5 minutes from historic downtown St. Augustine, World Golf Village, and the Northwest shopping district, and
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,795 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Areaabout 3 mi · 24 parking spaces
Closest park or preserve
Stokes Landing Conservation Areaabout 1 mi · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 3 mi · Guana River
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 4 mi · Robinson Creek - Tolomato River
Closest youth league fields
Palencia Parkabout 3 mi · Baseball
Closest grocery store
Publixabout 3 mi · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,485/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $242/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 444 Island View Circle, St. Augustine, FL 32095Listed by EAST COAST REALTY | May 2026 | $311,000 | $267 | 3/2 | 1,166 | 5 | 0.1 |
| 237 St Thomas Street, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $339,000 | $251 | 3/2 | 1,353 | 61 | 0.2 |
| 267 Honeycomb Trail, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $353,000 | $224 | 3/2 | 1,574 | 54 | 0.2 |
| 259 Honeycomb Trail, St. Augustine, FL 32095Listed by JPAR CITY AND BEACH | May 2026 | $333,000 | $240 | 3/2 | 1,389 | 91 | 0.2 |
| 517 St Croix Street, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jan 2026 | $370,000 | $258 | 3/2 | 1,434 | 15 | 0.2 |
| 205 River Island Circle, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $370,000 | $226 | 4/2.5 | 1,636 | 234 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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