This home is in Silverleaf, St. Augustine.

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Active

Active·85 days on market·Silverleaf

238 Courtney Chase Drive

St. Augustine, FL 32092

$869,900$272/sqftEst. $4,630/moMLS# 2141433

Beds

Baths

3,195

Sq Ft

2024

Built

Garage

Pool

About this home

Silverleaf

You can't build this same home in St. Johns County today for under $900k--yet it's move-in ready now for $869,900. This 2-year-old ICI Palos Verdes plan is located in SilverLeaf's gated Courtney Chase community, steps from the new Johns Island amenity center, on one of the largest pie-shaped preserve lots with privacy and room for a pool. Features include 12-ft ceilings, herringbone tile, quartz countertops, stainless appliances, upgraded cabinetry, walk-in pantry, 4 bedrooms, 3.5 baths, loft, and 3-car tandem garage. Upgrades include a quad pocket slider, full gutters, owned water softener, and summer kitchen rough-in. Enjoy top-rated St. Johns schools, resort-style amenities, golf cart trails, and NO CDD fees. Schedule your tour today & get in before the fall school year!

Cost to own

Mortgage calculator

Home Price

$869,900

Down Payment: 20%

$173,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,422

Principal & Interest: $4,422

Est. Taxes & Insurance: $1,105

Estimated Total Monthly

$5,527

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,630

Property taxesest. at asking price, St. Johns County$1,158

HOAbilled annually$154

Estimated total, before insurance$5,942/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $794,700 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$686,707	$635,985	—
2024	$180,000	$154,000	—
2023	$140,000	$140,000	—
2022	$39,200	$39,200	—

2025 property taxes (current owner): $9,061/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Price change$869,900−$10,100
Apr 22, 2026Listed$880,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$869,900

Price / Sq Ft$272

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,195

Acres0.21 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighTocoi Creek

Community Information

Address238 Courtney Chase Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size9,147.6 sq ft

Parcel Number0103621390

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup