Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Silverleaf, St. Augustine — a gated community home in St. Johns County.

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Active

Active·130 days on market·Silverleaf

238 Courtney Chase Drive

St. Augustine, FL 32092

$835,000$261/sqftEst. $4,293/moMLS# 2141433

Beds

Baths

3,195

Sq Ft

2024

Built

Garage

Pool

About this home

Silverleaf

Exceptional opportunity in gated Courtney Chase! Now offered at $835,000, plus the seller is offering a $10,000 CREDIT TOWARDS CLOSING COSTS OR A RATE-BUY DOWN with an acceptable offer. This move-in-ready, 2-year-old ICI Palos Verdes sits on one of the community's largest pie-shaped preserve lots, offering privacy and room for a pool. Features include 12-ft ceilings, herringbone tile, quartz countertops, upgraded cabinetry, walk-in pantry, 4 bedrooms, 3.5 baths, loft, quad pocket sliders, and a 3-car tandem garage. Steps from the new Johns Island amenity center with top-rated St. Johns County schools, resort-style amenities, golf cart trails, and NO CDD fees.

Cost to own

Mortgage calculator

Home Price

$835,000

Down Payment: 20%

$167,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,293

Principal & Interest: $4,293

Property taxes (est.): $1,111

Insurance (est.): $557

Estimated Total Monthly

$5,960

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,293

Property taxesest. at asking price, St. Johns County$1,111

HOAbilled annually$154

Estimated total, before insurance$5,558/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,061/yr · $755/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $794,700 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$686,707	$635,985	—
2024	$180,000	$154,000	—
2023	$140,000	$140,000	—
2022	$39,200	$39,200	—

2025 property taxes (current owner): $9,061/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 30, 2026Price change$835,000−$10,000
Aug 7, 2026Price change$845,000−$4,000
Aug 5, 2026Price change$849,000−$10,000
Aug 1, 2026Price change$859,000−$10,900
Jul 16, 2026Price change$869,900−$10,100
Apr 22, 2026Listed$880,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$835,000

Price / Sq Ft$261

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,195

Acres0.21 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighTocoi Creek

Community Information

Address238 Courtney Chase Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size9,147.6 sq ft

Parcel Number0103621390

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup