This home is in Durbin Crossing, St. Johns — a home near Creekside High School.
Sold·Closed Jun 25, 2026·17 days on market·Recent sales in Durbin Crossing·Durbin Crossing
189 Ellsworth Circle
St. Johns, FL 32259
31 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
About this home
Durbin Crossing
Positioned on a premium waterfront lot, this home showcases a rare courtyard-casita layout designed for a level of flexibility and privacy not typically found in standard floorplans. The private courtyard and outdoor living spaces offer versatility for both daytime and nighttime enjoyment, creating a seamless extension of the home and enhancing true indoor-outdoor living. A defining feature is the detached 1-bedroom, 1-bath casita, accessed through the private courtyard, offering immediate functionality for multigenerational living, extended guests, or home office potential. The detached casita is a rare and highly functional feature that elevates the overall layout. The main residence features 3 bedrooms and 2 bathrooms with a functional split layout and open concept living. When you step inside, you'll notice no detail has gone untouched. The kitchen flows seamlessly into the family room, creating a central space for everyday living and entertaining, complemented by a formal dining
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,734 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $485,975 | $278,944 | — |
| 2024 | $471,533 | $270,375 | — |
| 2023 | $477,557 | $261,044 | — |
| 2022 | $454,575 | $251,984 | — |
| 2021 | $329,235 | $243,188 | — |
| 2020 | $305,855 | $239,140 | — |
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $261/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 27 Willow Winds Parkway, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $450,000 | $216 | 4/3 | 2,087 | 4 | 0.6 |
| 3451 Babiche Street, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Aug 2026 | $518,000 | $237 | 3/2 | 2,183 | 7 | 0.6 |
| 191 S Arabella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $650,000 | $250 | 5/3.5 | 2,602 | 29 | 0.7 |
| 2448 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $645,000 | $301 | 3/2 | 2,141 | 3 | 0.7 |
| 4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Sep 2026 | $444,900 | $254 | 3/2 | 1,753 | 5 | 0.8 |
| 4569 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $415,000 | $255 | 3/2 | 1,628 | 33 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: GAILEY ENTERPRISES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
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For Sale236 Ellsworth CircleSt. Johns, FL 32259
6 bd · 4 ba · 2,840 sq ft
$560,000Est. $2,981/moWelcome to 236 Ellsworth Circle, a spacious and tastefully finished home in a top school district within St Johns…
Listing Office: tah florida llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines