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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

$547,0003 bd · 2.5 ba · 2,247 sq ft

Active·1 day on market

3735 Casitas Drive

Jacksonville, FL 32224

$547,000$243/sqftEst. $2,964/mo mortgageMLS# 2173605
3
Beds
2.5
Baths
2,247
Sq Ft
2010
Built
2
Garage
No
Pool
FEMA Zone XHOA $315/mo7,405 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to the premier gated community of Vizcaya! This rarely available Mirella floorplan offers 2,247 square feet of beautifully designed living space, a 2-car garage, and a private pavered driveway. This exceptional former model is constructed of concrete block with impact glass windows and features soaring ceilings of more than 20 feet, creating a bright and open atmosphere. The spacious kitchen includes a breakfast bar, center island, and inviting breakfast nook. The primary suite is conveniently located on the first floor, while upstairs offers two additional bedrooms, a full bath, and a unique loft/library space overlooking the living area below. Enjoy peaceful preserve views and desirable southern exposure from the screened lanai, overlooking an oversized open space area. Ideally located near Jacksonville's beautiful beaches, shopping, restaurants, and major hospitals, this home offers luxury, convenience, and exceptional low-maintenance living. Low HOA, no pending assessments.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,964
Property taxesest. at asking price, Duval County$895
HOAbilled monthly$315
Estimated total, before insurance$4,175/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$547,000
$109,400
Loan Term
Monthly Payment
$2,964
Principal & Interest: $2,964
Property taxes (est.): $895
Insurance (est.): $365
Estimated Total Monthly
$4,225
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Concrete, Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$455,228$0—

2025 property taxes (current owner): $345/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 13, 2026Listed$547,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3871 Open Creek Court, Jacksonville, FL 32224Listed by HERRON REAL ESTATE LLCOct 2026$430,000$2513/21,71500.6
4026 Glenhurst Drive N, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERYNov 2026$539,000$3003/21,796120.7
13460 Nogal Lane, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLCOct 2026$678,300$2713/2.52,49930.9
13849 Jeremiah Road, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYNov 2026$430,000$2733/21,575211
3619 Crossview Drive, Jacksonville, FL 32224Listed by NAVY TO NAVY HOMES LLCOct 2026$770,000$2913/32,642341
13405 Gerona Drive N, Jacksonville, FL 32246Listed by RE/MAX SPECIALISTSOct 2026$520,000$2154/32,42131

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$547,000
Price / Sq Ft$243
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,247
Acres0.17 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3735 Casitas Drive, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionVizcaya
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size7,405.2 sq ft
Parcel Number1665580513
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Part Time
Community FeaturesStreet Lights, Gated
UtilitiesCable Available, Cable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesElectric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCorner Lot, Wooded
Patio / PorchCovered, Rear Porch, Screened
RoofConcrete, Tile
ConstructionBlock, Frame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedNovember 13, 2026
Days on Market1
HOA Fees$315 / Monthly
HOA FrequencyMonthly
HOA NameVizcaya at Hodges HOA
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$344.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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