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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 23, 2026·23 days on market·Recent sales in SilverLeaf

124 River Plantation Road N

St. Augustine, FL 32092

$1,250,000sold priceListed at $1,250,000 · 100% of asking$370/sqftMLS# 2140101
4
Beds
2.5
Baths
3,375
Sq Ft
2004
Built
3
Garage
No
Pool
HOA $133/mo3.74 acresWaterfrontSingle Family Residence2 stories

About this home

St. Augustine

A 3.74 Acre Estate is now available On the St Johns River where the ''Bartram Scenic Trail ''winds through a shaded canopy of old oaks near a historic River Crossing at Picolata. ''Rivers Edge Plantation'' is a thoughtfully developed community providing spacious homesites, riverfront docks, and access to 120 acres of green conservation with groomed trails for horses and humans. A custom designed home, built by the original owners features an open floor plan and defined areas for kitchen, breakfast, dining and family gatherings that enjoy a fireplace and a soaring 19' ceiling. A well appointed primary suite includes sitting area with awesome river views, double closets, vanities, a soaking tub and walk-in shower. The second floor is comprised of 2 bedrooms, a loft with wetbar, and an office with panoramic views of the river that easily converts back to a 4th bedroom. A back stair leads to an unfinished bonus room, currently great storage that could provide additional living space...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,924
Property taxesest. at asking price, St. Johns County$1,663
HOAbilled annually$133
Estimated total, before insurance$8,720/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,818/yr · $568/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,250,000
$250,000
Loan Term
Monthly Payment
$6,924
Principal & Interest: $6,924
Property taxes (est.): $1,663
Insurance (est.): $833
Estimated Total Monthly
$9,420
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$895,888$469,433—
2024$887,791$455,496—
2023$896,105$440,773—
2022$710,545$426,479—
2021$641,710$412,601—
2020$504,490$406,214—

2025 property taxes (current owner): $6,818/yr

Estimated taxes if purchased at asking price: ~$20,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $468/sq ft; this home is listed at $370/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10111 County Road 13 N, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$1,050,000$3575/32,940611.4
9551 County Road 13 N, St. Augustine, FL 32092Listed by RE/MAX UNLIMITEDMar 2026$1,150,000$4684/2.52,45802.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000
Price / Sq Ft$370
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,375
Total Structure Area5,263 sq ft
Acres3.74 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address124 River Plantation Road N, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionRivers Edge Plant
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size162,914.4 sq ft
Parcel Number0169410090

Amenities

AmenitiesBoat Dock
Community FeaturesFishing, Street Lights
UtilitiesCable Connected, Water Connected, Propane
SewerSeptic Tank
Water SourceShared Well
ParkingAdditional Parking, Garage, Garage Door Opener, RV Access/Parking
ViewRiver

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDisposal, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Heat Pump, Zoned
CoolingCentral Air, Split System
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Lower Level, Sink
Spa FeaturesHeated, Above Ground

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Slip, Courtyard, Dock, Fire Pit
Lot DescriptionAgricultural, Cleared, Many Trees, Wetlands, Wooded
Patio / PorchCovered, Front Porch, Porch, Screened, Side Porch
ConstructionFrame, Stucco
Other StructuresBoat House
Road SurfaceAsphalt
Road FrontageCounty Road, Private Road

Additional Information

Date ListedApril 15, 2026
Days on Market23
HOA Fees$1,595 / Annually
HOA FrequencyAnnually
HOA NameRivers Edge Plantation
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,817.93
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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