This home is in Bartram Creek, Jacksonville.

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Active Under Contract

Active Under Contract·88 days on market·Bartram Creek

14338 Durbin Island Way

Jacksonville, FL 32259

$425,000$257/sqftEst. $2,262/moMLS# 2139631

Beds

Baths

1,653

Sq Ft

2019

Built

Garage

Pool

About this home

Bartram Creek

Discover easy, elevated living in the welcoming Bartram Creek community, ideally located in the sought-after Durbin area. This beautifully maintained four-bedroom home features a bright, open layout with vaulted ceilings perfect for everyday living and entertaining. Inside, you'll find stylish finishes including luxury vinyl plank flooring, quartz countertops, and charming custom accents. The split floor plan offers privacy, while the spacious primary suite includes a custom walk-in closet. A well-appointed laundry room with built-in cabinetry and an additional full-size refrigerator with freezer in the garage. Enjoy a bird lover's paradise with with peaceful water views from your expansive covered screen lanai. This welcoming neighborhood offers community activities and amenities including a resort-style pool, splash pad, playground, putting green, and green spaces, all conveniently located near shopping, dining, major roadways, and just a short drive to the beaches.

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,160

Principal & Interest: $2,160

Est. Taxes & Insurance: $540

Estimated Total Monthly

$2,700

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,262

Property taxesest. at asking price, Duval County$694

HOAbilled monthly$70

Estimated total, before insurance$3,026/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $410,000 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$358,462	$358,462	—
2024	$344,969	$344,969	—
2023	$352,589	$175,405	▲ $25,000
2022	$316,066	$168,695	▲ $27,000
2021	$244,521	$162,180	—
2020	$226,639	$159,182	▲ $16,020

2025 property taxes (current owner): $6,744/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History