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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Creek, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·58 days on market·Recent sales in Bartram Creek·Bartram Creek

14338 Durbin Island Way

Jacksonville, FL 32259

$425,000sold priceListed at $425,000 · 100% of asking$257/sqftMLS# 2139631
4
Beds
2
Baths
1,653
Sq Ft
2019
Built
2
Garage
No
Pool

5 more homes for sale in Bartram Creek →Search Bartram Creek on the map

FEMA Zone XHOA $70/mo6,534 sqft lotWaterfrontSingle Family Residence1 story

About this home

Bartram Creek

Discover easy, elevated living in the welcoming Bartram Creek community, ideally located in the sought-after Durbin area. This beautifully maintained four-bedroom home features a bright, open layout with vaulted ceilings perfect for everyday living and entertaining. Inside, you'll find stylish finishes including luxury vinyl plank flooring, quartz countertops, and charming custom accents. The split floor plan offers privacy, while the spacious primary suite includes a custom walk-in closet. A well-appointed laundry room with built-in cabinetry and an additional full-size refrigerator with freezer in the garage. Enjoy a bird lover's paradise with with peaceful water views from your expansive covered screen lanai. This welcoming neighborhood offers community activities and amenities including a resort-style pool, splash pad, playground, putting green, and green spaces, all conveniently located near shopping, dining, major roadways, and just a short drive to the beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
HOAbilled monthly$70
Estimated total, before insurance$3,118/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,744/yr · $562/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $410,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$358,462$358,462—
2024$344,969$344,969—
2023$352,589$175,405▲ $25,000
2022$316,066$168,695▲ $27,000
2021$244,521$162,180—
2020$226,639$159,182▲ $16,020

2025 property taxes (current owner): $6,744/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$425,000
  • Apr 20, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14458 Bartram Creek Boulevard, Jacksonville, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$410,000$2663/21,540140.2
14343 Bartram Creek Boulevard, Jacksonville, FL 32259Listed by VS REALTYSep 2026$425,000$2573/21,653860.2
14626 Durbin Island Way, Jacksonville, FL 32259Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$390,000$2363/21,6532130.3
14589 Garden Gate Drive, Jacksonville, FL 32258Listed by DOGWOOD REALTYSep 2026$373,000$2513/2.51,4841000.8
7002 Azalea Grove Drive, Jacksonville, FL 32258Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$414,900$2503/21,65770.8
14556 Serenoa Drive, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERYJun 2026$405,000$2253/2.51,801620.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$257
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,653
Acres0.15 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address14338 Durbin Island Way, Jacksonville, FL 32259
Area015-Bartram
SubdivisionBartram Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32259
Lot Size6,534 sq ft
Parcel Number1681370390

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypePond

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedApril 20, 2026
Days on Market58
HOA Fees$70 / Monthly
HOA FrequencyMonthly
Tax Amount$6,743.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Creek

Bartram Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32259.

View all Bartram Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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