Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Bartram Creek, Jacksonville — a waterfront home in Jacksonville.

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Pending

Pending·Listed today·Bartram Creek

14343 Bartram Creek Boulevard

Jacksonville, FL 32259

$428,000$259/sqftEst. $2,207/moMLS# 2158878

Beds

Baths

1,653

Sq Ft

2020

Built

Garage

Pool

About this home

Bartram Creek

Welcome to this charming residence in the sought-after Bartram Creek Community. This thoughtfully designed home offers three bedrooms plus a versatile office space, encompassing 1,653 square feet of comfortable living area. The split floor plan provides an ideal balance of togetherness and privacy, while the two-car garage ensures convenient parking and storage. New Flooring, NO Carpet. The kitchen shines with modern stainless steel appliances, and a complete washer and dryer set awaits in the dedicated laundry room. The spacious living room serves as an inviting hub for family gatherings and entertainment. Step outside to discover a fully fenced backyard featuring a serene waterfall view - the perfect backdrop for your morning coffee or evening relaxation. This home's location is truly exceptional, within walking distance to the vibrant Durbin Pavilion shopping center and entertainment venues. Families will appreciate the proximity to excellent schools.

Cost to own

Mortgage calculator

Home Price

$428,000

Down Payment: 20%

$85,600

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,207

Principal & Interest: $2,207

Property taxes (est.): $699

Insurance (est.): $285

Estimated Total Monthly

$3,191

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,207

Property taxesest. at asking price, Duval County$699

HOAbilled quarterly$67

Estimated total, before insurance$2,973/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,651/yr · $554/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$353,240	$353,240	—
2024	$338,771	$338,771	—
2023	$354,465	$349,622	▲ $25,000
2022	$317,839	$317,839	▲ $27,000
2021	$245,941	$245,941	—
2020	$50,000	$50,000	—

2025 property taxes (current owner): $6,651/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Listed$428,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$428,000

Price / Sq Ft$259

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,653

Acres0.20 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

MiddleSelect One

Community Information

Address14343 Bartram Creek Boulevard, Jacksonville, FL 32259

Area015-Bartram

SubdivisionBartram Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32259

Lot Size8,712 sq ft

Parcel Number1681371395

Amenities

AmenitiesPool, Playground

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOther, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)