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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville.

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Pending

Pending·183 days on market·Riverside

2319 College Street

Jacksonville, FL 32204

$185,000$114/sqftEst. $1,025/moMLS# 2139443
4
Beds
2
Baths
1,620
Sq Ft
1924
Built
—
Garage
No
Pool

65 more homes for sale in Riverside →Search Riverside on the map

No HOASingle Family Residence2 stories

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About this home

Riverside

Fixer Upper for Cash Buyers in the Riverside area of Jacksonville. 4 bedrooms, 2 bathrooms

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, Duval County$302
Estimated total, before insurance$1,327/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,450
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $322,500 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$277,200$226,478—
2024$265,650$265,650—
2023$265,650$207,900—
2022$189,000$189,000—
2021$134,400$134,400▲ $8,400
2020$126,000$121,169—

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $114/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.2
1827 Cherry Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2603/2.51,886590.8
716 Locust Street, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$249,990$2083/2.51,201240.8
2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAXSep 2026$112,500$853/1.51,31870.9
2893 Downing Street, Jacksonville, FL 32205Listed by 1 REALTY CORPSep 2026$377,000$2723/21,386240.9
2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCOct 2026$439,000$3223/21,3641281

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$114
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,620
Year Built1924
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address2319 College Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0612640000

Amenities

UtilitiesCable Available, Electricity Connected, Water Available
Water SourcePublic
ParkingOther

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedApril 10, 2026
Days on Market87
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAVVY AVENUE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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