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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 23, 2026·47 days on market·Recent sales in Jacksonville Beach

14143 Sea Wave Lane

Jacksonville, FL 32224

$427,500sold priceListed at $439,000 · 97.4% of asking$265/sqftMLS# 2139339
3
Beds
2.5
Baths
1,613
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $211/moTownhouse2 stories

About this home

Jacksonville

Experience effortless coastal living in this newly built, highly sought-after end unit townhome in Pablo Cove--one of the area's most desirable gated communities. Ideally located just minutes from the world-renowned Mayo Clinic, pristine beaches, premier shopping, and an exceptional array of dining options, this residence offers unmatched convenience in the heart of it all. Designed for both comfort and functionality, the home features a private two-car garage, spacious walk-in closets in the primary suite, and ample guest parking for visitors. Enjoy a low-maintenance, lock-and-leave lifestyle with access to a beautifully appointed clubhouse and resort-style pool--perfect for relaxing or entertaining. Perfectly positioned for those seeking an ideal blend of location, lifestyle, and ease, this is a rare opportunity to own in one of the most connected and convenient communities in the area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,368
Property taxesest. at asking price, Duval County$698
HOAbilled monthly$211
Estimated total, before insurance$3,277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$427,500
$85,500
Loan Term
Monthly Payment
$2,368
Principal & Interest: $2,368
Property taxes (est.): $698
Insurance (est.): $285
Estimated Total Monthly
$3,351
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $392,500 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$384,402$384,402▲ $24,365
2024$360,668$360,668—
2023$333,612$333,612▲ $12,784
2022$65,000$65,000—

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $272/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3566 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2643/2.51,589580.1
14113 Backbarrier Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$455,000$2863/2.51,5891060.1
3618 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$410,000$2653/2.51,550410.1
3475 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCAug 2026$465,000$2593/2.51,79480.1
13703 Richmond Park Drive N 1701, Jacksonville, FL 32224Listed by PETRA MANAGEMENT INC.Oct 2026$195,000$1592/21,229151.2
13715 Richmond Park Drive N 504, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$215,000$1433/21,500271.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$272
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,613
Year Built2022
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAlimacani
MiddleKernan

Community Information

Address14143 Sea Wave Lane, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionPablo Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1670530785

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Gated
ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 10, 2026
Days on Market47
HOA Fees$211 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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